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<id>tag:wordpressors.com,2012:sm-9223372036854767678</id>
<updated>2012-01-12T08:00:58-08:00</updated>
<title type='text'><![CDATA[Online Security & Trust; A Safer Way To Shop With Confidence.]]></title>
<link rel='self' type='application/atom+xml' href='http://onlinesecurityandtrust.com/atom.xml'></link>
<link rel='alternate' type='txt/html' href='http://onlinesecurityandtrust.com'></link>
<author><name>Matthew Luker</name></author>
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<entry><id>tag:wordpressors.com,2012:sm-9223372036854625330</id>
<published>2011-04-18T16:05:55-07:00</published>
<updated>2011-04-18T16:08:57-07:00</updated>
<category term='identity theft'></category>
<category term='virus'></category>
<category term='hackers'></category>
<category term='security'></category>
<category term='online security'></category>
<category term='internet security'></category>
<category term='creditcard'></category>
<category term='protection'></category>
<category term='scam'></category>
<title type='text'><![CDATA[Being safe when it comes to your children.]]></title>
<content type='html'><![CDATA[<br /><img height="175" src="http://thevanhag.files.wordpress.com/2010/07/peewee.jpg?w=200&amp;h=207" width="149" /><br /><h1 align="center"><b>Internet Porn Nightmares</b> </h1><br /><table cellspacing="0" cellpadding="0" width="750" border="0"><tbody><tr><td valign="top" colspan="2" height="106"><table cellspacing="0" cellpadding="10" width="100%" border="0"><tbody><tr><td valign="top"><p align="left">The Internet is full of shady characters soliciting pornography. Without some sort of protection like a <a href="http://www.pcsndreams.com/Pages/Monitoring.htm">computer monitoring or blocking program</a>, online sexually explicit material is everywhere. It can easily find it's way to your, or your child's computer screen even if you were not actively looking for it. Realizing that the online porn industry is one of the few &quot;Dot Coms&quot; that are surviving and making money, over $1 Billion a year from adults that pay for content, it's no wonder that the material Is everywhere. The industry will try every marketing and/or email scheme ever known or unknown to get you to come to their site and spend a few dollars. Here is an example. Your son needs to do some research on President Bush. The best place to start would be<a href="http://www.whitehouse.gov/"> www.whitehouse.gov</a> . But what if he didn't know that the extension was .gov, what if he typed in .com? For years, the .com address was an adult site. It seems to have changed hands but it is still a classic example of how kids could accidentally come across the undesirable sites on the Internet. There are still way too many sites out there that are not fit for the average person, let alone our children. How do we protect ourselves from these characters, how do we protect our kids on the Internet? </p><p align="left">We could call the Internet police but there are no laws that work. If these shady characters were walking the streets handing out pornography, they would be arrested for their behavior. There is very little protection against these characters on the Internet. Laws have been tried. Laws have been overturned. Over the last six years, Congress has made many attempts to regulate porn on the Internet. The result is a bewildering assortment of laws that, at least in theory, protect children from material that some communities consider unsuitable. </p><p align="left">Pornography is so prevailant on the Internet that it is difficult to search for anything without some of the results linking to undesirable material. Your kids could be innocently searching for something and come across some very explicit images. Here is a <a href="http://www.pcsndreams.com/Pages/Search.htm">search page</a> that will filter out the majority of the undesirable material on the Internet. </p><p align="left">The problem exists. The problem is real. According to a survey done by the National Academies, one in four children reported at least one unwanted exposure to sexually explicit pictures on the Internet during the past year, and one out of five reported that they had received a sexual solicitation. The scary part is the fact that the majority of children won't tell their parents about what they have seen for fear of the computer being taken away. One out of every four or five children have been exposed to something sexual in nature while on the Internet, can we let this go on? What can be done to stop it? <!-- #EndEditable --></p></td></tr></tbody></table></td></tr><tr><td valign="top" width="391" height="75"><table cellspacing="0" cellpadding="10" width="100%" border="0"><tbody><tr><td valign="top" width="371" height="75"><!-- #BeginEditable "LeftMiddle" -->You need to protect your children from pornography. <div align="left"><p>That brings up another question, what about your spouse or employees that might see this material and are interested in it. Will they, or are they, spending more time online than with you or spending more time online than doing their job? Do you really know what they are doing? Do you care? There are definite <a href="http://www.pcsndreams.com/Pages/Warning_Signs.htm" target="_blank">warning</a> signs that someone has a problem or infatuation with pornography on the Internet. Keep your eyes open for any signs of a problem. <br /><br />The government says that it is the parents' responsibility to make sure their kids are OK when they are online, and to choose what their children can and can't do in cyberspace. How does that make you feel? Do you know how to keep an eye on your child online? As parents, you have every right to know what they are doing. You really need to know what they are doing.</p><p>We don't want to cut off the Internet completely because it is a vast resource of information and recreation when it is used right. The computer does have a <a href="http://www.pcsndreams.com/Pages/History.htm" target="_blank">history</a> button that allows you to see what web sites have been visited in the last few weeks. The <a href="http://www.pcsndreams.com/Pages/History.htm" target="_blank">history</a> button is limited because it only shows the web sites that have been browsed, it doesn't show what has been typed on the keyboard. Another drawback - Internet savvy kids can clear the history.</p></div></td></tr></tbody></table></td></tr></tbody></table><p align="left">The best method of protection is to use a monitoring program and combine it with as much supervision as possible. There are a number of different <a href="http://www.pcsndreams.com/Pages/Monitoring.htm">monitoring and filtering programs</a> available that can help keep your children safe from the explicit material on the Internet. They have all been intensely tested and evaluated and the general consensus is that none of them are foolproof but a computer monitoring or filtering program can help immensely to keep your kids safe on the Internet. </p><p align="left">Just remember that no computer monitoring program can replace the relationship that you have with your children but it is a giant step towards keeping your children safe on the Internet. Other steps you can take towards Internet safety is to spend time with your child on the computer. Put the computer in a place that can easily be accessed by the entire family. </p><p align="left">Have your family use a friendly <a href="http://www.pcsndreams.com/Pages/Search.htm">search page</a> that filters out unwanted material. Use the Internet with your child to play games, plan for a family vacation or learn about new places and people. Ask your child to teach you more about the computer and to show you certain tricks he or she may have learned. Not only will you gain knowledge, you will also get valuable information about just how much your child knows about the computer. Make sure to ask your child what he or she likes on the Internet and to show you their favorite sites. The Internet will probably never be &quot;kid safe.&quot; </p><p align="left">There are certain places where kids should not be unsupervised; bars, nightclubs, construction zones, the middle of a busy superhighway and the middle of the busy Internet. Don't let the Internet become a nightmare. </p><p align="left">This article brought to you by <a href="http://www.mattysgiftshop.com" target="_self">http://www.mattysgiftshop.com</a></p>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/April/nightmares.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625349</id>
<published>2011-04-15T08:46:30-07:00</published>
<updated>2011-04-15T08:55:17-07:00</updated>
<category term='Fraud'></category>
<category term='Scams'></category>
<category term='theft'></category>
<title type='text'><![CDATA[Are we looking for love in all the wrong places?]]></title>
<content type='html'><![CDATA[<br /><img height="188" src="http://www.onlinejobsmentor.com/wp-content/uploads/2009/04/online-work-at-home-part-time-internet-based-e-mail-reading-data-entry-affiliate-marketing-jobs-related-scam-site-list.jpg" width="202" style="width: 202px; height: 188px" /><br /><span style="font-weight: bold; font-size: 12pt">Dating site scams: What are they and who are the scammers? </span><span style="font-size: 24pt"><br /><br /><table align="center" bordercolor="#f5f5f5" cellspacing="3" cellpadding="2" width="100%" border="0" style="border-collapse: collapse"><tbody><tr><td colspan="4"><strong><p>Dating site scams: What are they and who are the scammers?</p></strong><br /><span style="font-size: 10pt">Author: </span><em><span style="font-size: 10pt">Admin</span></em><span style="font-size: 10pt">, Posted on: Tuesday, April 12, 2011</span></td></tr></tbody></table><p><span style="font-size: 10pt">Of course, it’s flattering to be the focus of a beautiful woman’s attention. But is she really who she says she is? And, is she really attracted to you … or your money?<br /><br />A quick search of the internet will pull up any number of reports of individuals who have been separated from their money by “women” they have met online or through genuine dating sites. But who are these internet scammers and how do they operate? Below, you will find a primer outlining just who you could be dealing with should you choose to begin a relationship on line and not do your homework first.</span><br /><br /><span style="font-weight: bold; font-size: 10pt">How do they work?</span><br /><br /><span style="font-size: 10pt">The set up for these scams is pretty simple:<br /><br />The scammer registers with one of the popular dating sites out there and creates a profile. They’ll probably include a photo (usually of some drop-dead gorgeous looking woman – this should be your first clue that all is not right). They’ll include some personal information and make themselves as appealing as possible for their prospective prey.<br /><br />Usually the victim will be contacted by the fraudster, they’ll strike up a conversation, express their interest and correspondence will start between the two<br /><br />Over time, the scammer will carefully develop a seemingly genuine relationship with the victim, playing on their emotions until they feel they are dealing with a legitimate woman and they are involved in a real relationship with them.<br /><br />It’s at this point that the scammer will begin requesting money. They’ll use various reasons to try to get you to part with your money: they are sick and can’t afford a doctor, they need money for school, they have to pay for translation services, and they may even say they want to come and visit you but can’t afford the airfare.&nbsp; It’s all lies and designed to do nothing more than convince you to send them your hard earned cash.<br /><br />At some point (usually after they have already lost a significant amount of their money) the victim will become suspicious and start asking questions. It’s too late of course; by then they already have the victim’s money and possibly even more valuable information that they can use to impersonate the victim and wreak even more havoc. And that cute girl you were speaking with for all those months? Well, she’s gone and has found another victim.</span><br /><br /><span style="font-weight: bold; font-size: 10pt">Who am I really dealing with?</span><br /><br /><span style="font-size: 10pt">There is no easy answer to this question. The truth is they could be anybody and located anywhere in the world. There are a lot of dishonest people out there and you could be dealing with any one of them. Scammer’s operate out of many countries and are very adept at hiding their tracks and pretending to be someone who they are not.</span><br /><br /><span style="font-weight: bold; font-size: 10pt">What can I do to make sure this never happens to me?</span><br /><br /><span style="font-size: 10pt">The simple answer is: educate yourself and be aware of the tell-tale signs that you may be being targeted by a scam artist. Our site has the largest collection of reports, data and corroborating evidence available anywhere on the internet. If you even suspect that you may be caught in the web of a scammer, you should check her out here as soon as possible.</span></p><br /><span style="font-size: 10pt">this article brought to you by </span><a href="http://www.mattysgiftshop.com" target="_self"><span style="font-size: 10pt">http://www.mattysgiftshop.com</span></a></span>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/April/scams.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625374</id>
<published>2011-04-12T06:19:37-07:00</published>
<updated>2011-04-12T06:23:10-07:00</updated>
<category term='viruses'></category>
<category term='firewalls'></category>
<category term='security'></category>
<category term='protection'></category>
<title type='text'><![CDATA[What is the purpous of a computer virus?]]></title>
<content type='html'><![CDATA[<br /><img height="197" src="http://2.bp.blogspot.com/_YVOs-84j4c8/S_uUp785ayI/AAAAAAAAAFo/6dnhWCIQcD0/s1600/virus-pendrive.jpg" width="214" style="width: 214px; height: 197px" /><br /><span style="font-size: 18pt">Why do people create computer viruses?</span><br /><p>As a computer technician, my clients frequently ask me <em>“Why do people create computer viruses?”</em>, especially after I have been called out to remove a virus from their computer. This is what I tell them.<br /></p><p>There are hundreds of thousands of viruses out there (if not millions) and they often designed for different objectives. Most of them fall under the following categories:</p><ul><li>To take control of a computer and use it for specific tasks </li><li>To generate money </li><li>To steal sensitive information (credit card numbers, passwords, personal details, data etc.) </li><li>To prove a point, to prove it can be done, to prove ones skill or for revenge purposes </li><li>To cripple a computer or network </li></ul><p><strong>To Take Control of a Computer and Use It for Specific Tasks</strong></p><p>This is the most common type of virus, which is better classified as a trojan. These types of viruses are usually downloaded unknowingly by the computer user thinking that the file is something else, such as a file sent from a instant messenger friend or email attachment.</p><p>Once the host computer has been infected (known as a zombie computer), the trojan joins a private chat channel and awaits orders from its “Zombie Master”. This Zombie Master who is often the virus creator, will gather thousands of infected machines called a botnet and use them to mount attacks on web servers. The Zombie Master can command each of these infected computers will send a tiny bit of information to a web server – because there are potentially thousands of computers doing this at once, it often overloads the server.</p><p>The Zombie Master may want to do this to another website because it is a rival website, a figurehead website (such as whitehouse.gov) or it may be part of an extortion plan. <em>“Send me $5000 or your Toy selling website will be offline over the Christmas holidays”</em>.</p><p>The Zombie Master can also use these infected computers to send spam while the zombie master remains anonymous and the blame goes to the infected computers.<br /></p><div align="center"><img alt="i Robot: This movie was definitely about a DDOS" src="http://www.technibble.com/articlecontent/2007/11/irobot.jpg" /></div><p><strong>To Generate Money</strong><br />These types of infections often masquerade as free spyware or virus removal tools (known as rogueware). Once ran, these fake applications will “scan” your computer and say it found has someviruses (even if there arent any) and in order to remove them, you must pay for the full version of the application. A good example of such a infection is called Myzor.fk which <a href="http://www.technibble.com/how-to-remove-syssecuritysitecom-w32myzorfk/">we have written about in the past</a>.</p><p><!--adsense#KB--><strong>Steal sensitive information</strong><br />These types of viruses can sniff the traffic going in or out of a computer for interesting information such as passwords or credit card numbers and send it back to the virus creator. These types of viruses often use keylogging as a method of stealing information where it maintains a record of everything that is typed into the computer such as emails, passwords, home banking data, instant messenger chats etc..<br />The above mentioned methods also allows an attacker to gather an incredible amount of data about a person which can be used for identity theft purposes.</p><p><strong>To Prove a Point, To Prove it Can Be Done, To Prove Ones Skill or For Revenge Purposes</strong><br />A perfect example of this type of virus was the famous MS.Blaster virus (aka Lovesan) which infected hundreds of thousands of computers back in August 2003.</p><p>This virus would cause the system to restart after 60 seconds and had two hidden messages written in its code:<br />One was <em>“I just want to say LOVE YOU SAN!!”</em> which is why the virus is sometimes called Lovesan, and the other message was <em>“billy gates why do you make this possible ? Stop making money and fix your software!!”</em><br />It is believed that purpose of this virus was to prove how easily exploitable a Windows system is.</p><p><strong>To Cripple a Computer or Network</strong><br />Few viruses now days are intended to disable a computer because it stops viruses ability to spread to other computers. Computer crippling viruses still exist, but nowhere near as common as the viruses mentioned above. The worst type of computer crippling viruses were back in the days of the 486 computers where the virus would overwrite the Master Boot Record (MBR) of the computer which would often prevent the computer from starting up at all.</p><p>Unlike computer crippling viruses, network crippling viruses are all too common now days. Most viruses that are designed to launch a Denial of Service attack will cause a significant load on a computer network, often bringing it down completely.</p><b><b>Article By Bryce Whitty</b><br /><br />This article brought to you by <a href="http://www.mattysgiftshop.com" target="_self">http://www.mattysgiftshop.com</a></b>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/April/virus.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625416</id>
<published>2011-04-08T13:11:09-07:00</published>
<updated>2011-04-08T13:16:21-07:00</updated>
<category term='Scams'></category>
<category term='identity theft'></category>
<category term='Fraud'></category>
<category term='credit'></category>
<category term='protection'></category>
<category term='internet security'></category>
<category term='hackers'></category>
<category term='Credit Cards'></category>
<category term='drivers license'></category>
<category term='spam'></category>
<title type='text'><![CDATA[You might have been compromised and not even know it!]]></title>
<content type='html'><![CDATA[<br /><img height="172" src="http://media.onsugar.com/files/2011/03/10/0/192/1922507/061ce5468a8e0769_frustrated.jpg" width="207" style="width: 207px; height: 172px" /><br /><h1>Email Breach: 8 Ways to Protect Yourself</h1><div id="yfi_pf_main_my_bar_container"><div id="yfi_pf_main_my_bar_primary"><div id="yfi_pf_article"><div class="hd"><cite>by Jane Bryant Quinn<br />Thursday, April 7, 2011</cite></div></div></div></div><br />Opt out of marketing data bases! Do it now! And don't give out any personal information in response to an email, even if it appears to come from your bank or favorite store.<br /><p>Another major hacker attack last week exposed the names and emails of millions of consumers to cyber criminals — and you might be on the list. As a practical matter, you can't get out of all of the massive data banks that hold your personal data. Even the names of people who opted out might be retained. But you can do your best to minimize your risk.</p><p>The latest breach occurred at a company called Epsilon, a division of Alliance Data Systems Corp. Epsilon holds the names, email addresses, marital status, credit data, and other personal information of 235 million people. It mines the names for personal shopping habits, interests, life changes such as marriage or moving, and credit capacity, and sends out targeted marketing pitches. If you get a 30 percent discount offer from Target, to take just one example, it probably came from Epsilon. The company broadcasts 40 billion email messages annually, to consumers it considers most likely to buy.</p><p>The hackers who broke into Epsilon's computer systems got names and emails tied to the banks and stores they patronize. That's especially dangerous. Using that information, they can send you notices that evade your spam filter and that you're likely to open. Say, for example, that you get an email apparently from Citibank, warning that your account has been breached and asking you to verify your personal information. If you log on with your password and bank ID, you've opened the door to a crook who can clean you out. The industry calls it &quot;spear-phishing.&quot;</p><p>Once thieves have your password, they can worm their way into many of your accounts. That's because most of us stick with a limited number of passwords, because remembering different ones is such a pain.</p><p>The Epsilon break-in exposed the the customers of at least 43 banks and businesses (and probably more), including the financial institutions Ameriprise, American Express, Barclays Bank, Capital One Financial Corp, Citigroup, JPMorgan Chase, and U.S. Bancorp, as well as BestBuy, Ethan Allen furniture, Kroger grocery chain, the Home Shopping Network, LL Bean, Target, Visa, Walgreens, and the Hilton and Marriot hotel chains. The College Board said that students have also been exposed. You'll find the full list at <a href="http://us.lrd.yahoo.com/SIG=11b1vasc0/**http%3A//www.databreaches.net/%3Fp=17374">DataBreaches.net</a>.</p><p>Major data breaches occur all the time, they just don't get as much publicity as Epsilon did. You can read about them on websites such as KrebsOnSecurity and SecurityWeek. You're also being phished by phone (vishing), or with lures sent by text message (smishing).</p><p>So much of your personal data is swirling around the world that you cannot fully protect yourself. But here are some steps you can take to lower your risk:</p><p><b>1. Get out of marketing data bases.</b> They all allow you to opt out, if you can find them. For example, you can <a href="http://us.lrd.yahoo.com/SIG=12nrvkp60/**http%3A//www.epsilon.com/Privacy-Policy/Epsilon-Consumer-Opt-out-Information/p152-l2">block your name from being used by any of Epsilon's clients</a>, including catalog marketers and retailers. One big problem: The database company might retain your name and just block it from being used. If a thief hacks in, he gets the blocked names, too.</p><p>The Privacy Rights Clearing House lists <a href="http://us.lrd.yahoo.com/SIG=1211924c9/**http%3A//www.privacyrights.org/online-information-brokers-list" target="_blank">135 data brokers</a> who are selling your name to all comers, and tells you whether or not they have opt-out policies. If they do, you have to go to the brokers' websites and suppress your name yourself. I checked some of the sites and the opt-out screens are hard to find. One likely place is the broker's Privacy Policy, usually shown in small print at the bottom of the page.</p><p><b>2. Opt out, or unsubscribe, from every commercial email list you're on.</b> &quot;They're required to give you that option,&quot; says Greg Aaron, director of domain security for Afilias, an Internet infrastructure company. If you opt out at the source, your name should be removed from the large, pooled data bases.</p><p><b>3. Stop most direct mail.</b> The <a href="https://us.lrd.yahoo.com/SIG=10ve4v5pa/**https%3A//www.dmachoice.org/">Direct Mail Association</a> provides a website, letting you opt out of various types of promotional mail from its members: credit offers, catalogs, magazine offers, requests for donations, and others. That should stop mail from national companies you haven't done business with before. Your opt-out lasts for five years. After than you have to sign up again.</p><p>The DMA opt-out won't stop mail from non-members, such as local businesses, charities, or mail from a company where you've shopped. You will have to contact those mailers directly and in writing (phone calls don't work). Be sure to tell them you don't want your name shared with other companies, such as Epsilon, for marketing purposes.</p><p><b>4. Stop your bank from sharing your name.</b> Under the Fair Credit Reporting Act (FCRA), you can tell your bank not to give your name to any of its affiliates for marketing purposes, as well as to outside marketing firms. You have to give notice in writing, citing your rights under FCRA. Ask for a written acknowledgment that you've been taken off the list. These opt-outs, too, might last for just five years.</p><p><b>5. Stop sharing personal information</b> on your Facebook, LinkedIn, or MySpace pages with the general public. Or, share only what you wouldn't mind seeing in a database, and leave off banking identifiers such as your mother's name. Social networks can be mined, using your email address.</p><p><b>6. Stop phone calls from telemarketers,</b> by signing up with the National Do Not Call registry. When the registry began, you could stop these calls for only a limited number of years. Since 2008, however, you've been able to block them permanently.</p><p><b>7. Opt out of credit card offers.</b> You can stop receiving them by signing up with the OptOutPreScreen, run by the consumer credit reporting industry.</p><p><b>8. Don't be fooled.</b> Never open an email telling you that you've won something, or that you have an unclaimed package, or that there's a problem with your tax return or bank account. Just by opening it, you might introduce malware into your machine, which searches for passwords to financial accounts. If your bank or credit card company apparently sends you an email, asking you to make corrections in your account, delete. It's a cheat. Or call the institution to see if it's legit, before entering any information. With the Epsilon break-in, you might get phony phishing messages from familiar retailers, too. For more tips, check the <a href="http://us.lrd.yahoo.com/SIG=11cdra85f/**http%3A//www.privacyrights.org/index.html">Privacy Rights Clearinghouse</a> and <a href="http://us.lrd.yahoo.com/SIG=11jemnk47/**http%3A//www.antiphishing.org/consumer_recs.html">APWG</a>, an industry organization that fights online fraud.</p><p>After taking all these actions, are you safe from international financial thieves? Unfortunately, no. Anyone with banking, retail, email, college, or credit relationships will have their data stored somewhere, and the institution might not have spent enough money to keep it safe. Someday the database industry will be slapped with a massive lawsuit, and then maybe they'll start taking encryption and other advanced security measures more seriously.</p><p>This article brought to you by <a href="http://www.mattysgiftshop.com" target="_self">http://www.mattysgiftshop.com</a></p>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/April/email.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625456</id>
<published>2011-04-04T14:47:30-07:00</published>
<updated>2011-04-04T14:55:11-07:00</updated>
<category term='Fraud'></category>
<category term='Scams'></category>
<category term='theft'></category>
<title type='text'><![CDATA[The Lifelock Scam And Why You Should Avoid Their Hard Sell]]></title>
<content type='html'><![CDATA[<br /><img height="244" src="http://www.personalfinanceanalyst.com/wp-content/uploads/2008/07/td.jpg" width="160" /><br /><h2><span style="font-size: 12pt">Learning From The Todd Davis Social Security Affair.</span><small><br /><span style="font-size: 12pt">January 21st, 2011 </span></small><br /><br /></h2><p>When Todd Davis waved his social security number in front of the cameras to show his ‘total belief’ in the Lifelock service at least 13 identity thieves said “thank you very much” and promptly stole the Lifelock CEO’s identity.</p><p>Loans, cell phone and utility accounts up and down the country were opened up in his name – not to mention numerous items purchased on credit – blowing his and the companies claims out of the water.</p><p>As Davis’ local paper, the Phoenix New Times said when their journalists uncovered the truth “His identity hasn’t been merely abused since he began advertising his SSN — it’s been gang raped.”</p><p>Not surprisingly the FTC was none too impressed and promptly sued the self proclaimed #1 identity theft protection service for deceptive advertising and they were fined $35,000,000 although they only had $12,000,000 in the bank at the time so the FTC agreed to settle for that with the right to take more if it found Lifelock had ‘hidden accounts’ offshore.</p><p>The FTC Chairman Joe Leibowitz called Davis and his company “con artists” as he handed out the largest fine in the FTC’s history.</p><p>Apart from proving to savvy consumers that the Lifelock service clearly does not work and is nothing more than a scam, the Todd Davis social security number scandal does provide a lesson to folk looking to be proactive in protecting their identity.</p><p><strong>Don’t give out your social security number unless it is absolutely necessary!</strong></p><p>Your tax form is necessary, your new employer asking for it is also a given but someone on the phone claiming to be your landlord or doing a survey for the Gov. etc. isn’t.</p><p>Always ask why its needed, what they will do with it, how will your data be secured, who will have access to it etc. There is also no reason to carry your social security card in your wallet or purse in case you lose it or have it stolen. It should be kept safe and secure in the home and away from prying eyes.</p><p>As the Todd Davis affair so spectacularly proved, paying a company a monthly fee for the rest of your life to protect your identity is at best a waste of money and at worse, a scam.</p><p>Even with the so called ‘new improved service’ Lifelock failed miserably in it’s attempts to protect it’s own CEO so what chance your average Joe Bloggs customer?</p><p>This article brought to you by <a href="http://www.mattysgiftshop.com" target="_self">http://www.mattysgiftshop.com</a></p><!-- Social Bookmarking Reloaded BEGIN -->]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/April/lifelock.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625477</id>
<published>2011-04-01T08:16:24-07:00</published>
<updated>2011-04-01T08:20:39-07:00</updated>
<category term='preventive maintenance'></category>
<title type='text'><![CDATA[Computer running slow these days?, Do something nice for it by adding more RAM.]]></title>
<content type='html'><![CDATA[<br /><img height="172" src="http://pagestat.com/blog/wp-content/uploads/2010/09/RAM-Images1.jpg" width="203" style="width: 203px; height: 172px" /><br /><h1><span class="articleTitle">Does adding more RAM to your computer make it faster?</span></h1><br /><p sizset="42" sizcache="20">One topic you might hear people discussing when they're talking shop about computers is how much random access memory (<a href="http://computer.howstuffworks.com/ram.htm">RAM)</a> they need to add to their computer. <span class="goog_qs-tidbit-0">Up to a point, adding RAM will normally cause your computer to seem faster on certain types of operations. RAM is important because it eliminates the need</span> to &quot;swap&quot; programs in and out. <br /></p><p></p><p sizset="43" sizcache="20">When you run a program such as a word processor or an Internet browser, the <a href="http://computer.howstuffworks.com/microprocessor.htm">microprocessor</a> in your computer pulls the <strong>executable file</strong> (.exe) off the hard disk and loads it into RAM. Large programs like Microsoft Word or Excel use large amounts of <a href="http://computer.howstuffworks.com/bytes.htm">memory</a>. The microprocessor also pulls in a number of shared <strong>dynamic link libraries (DLLs)</strong> -- shared pieces of code used by multiple applications. The DLLs take many more megabytes. <br /></p><p>­Then the microprocessor loads in the data files at which you want to look, which might total several megabytes if you are looking at more than one document or browsing a page with a lot of graphics. So a big application can easily take 100 megabytes of RAM or more, which can slow your system down significantly if there isn't enough memory. On your machine, at any given time you might have the following applications running:<br /></p><table class="sideBoxLeft" sizset="32" sizcache="26"><tbody sizset="32" sizcache="26"><tr sizset="32" sizcache="26"><td sizset="32" sizcache="26"><div class="titleGray">More PC Memory<br /></div><ul sizset="32" sizcache="25"><li sizset="45" sizcache="20"><a href="http://computer.howstuffworks.com/ram-quiz.htm">RAM Quiz</a><br /></li><li sizset="46" sizcache="20"><a href="http://computer.howstuffworks.com/virtual-memory.htm">Virtual Memory</a><br /></li><li sizset="47" sizcache="20"><a href="http://computer.howstuffworks.com/rom.htm">How ROM Works<br /></a></li><li sizset="48" sizcache="20"><a href="http://curiosity.discovery.com/question/deep-blue-victory">Curiosity Project: Are machines smarter than people?</a><br /></li></ul></td></tr></tbody></table><ul sizset="36" sizcache="25"><li>­­­A word processor </li><li>A spreadsheet </li><li sizset="49" sizcache="20">An <a href="http://communication.howstuffworks.com/email.htm">e-mail</a> program </li><li>A drawing program </li><li>Three or four browser windows </li><li sizset="50" sizcache="20">A <a href="http://communication.howstuffworks.com/fax-machine.htm">fax</a> program </li><li>A Telnet session </li></ul><p>­Besides all of those applications, the operating system itself is taking up a good bit of space. Everything together may need more RAM than your machine has. Where does all the extra RAM space come from?</p><div class="tipImage"><img class="iconLimit" src="http://static.howstuffworks.com/gif/tool-tip-video-icon-22x37.gif" border="0" /> </div><p class="tipText" sizset="51" sizcache="20"><span class="bold">VIDEO:</span> Check out these videos about <b sizset="51" sizcache="20"><a href="http://videos.howstuffworks.com/computer/laptop-videos-playlist.htm">laptops</a></b> and <a href="http://videos.howstuffworks.com/computer/microsoft-videos-playlist.htm" omni="Does adding more RAM to your computer make it faster? : Page Tip : Page 0" omnivars="&c25=Page Zero : Page Tip&v39=Page Zero : Page Tip"><span class="bold">14 resourceful Microsoft videos.&gt;&gt;</span></a> </p><a class="next" href="http://computer.howstuffworks.com/question1751.htm" omni="Does adding more RAM to your computer make it faster? : Next : Bottom : Page 0" omnivars="&c25=Page Zero : Next Button Bottom&v39=Page Zero : Next Button Bottom">Next Page</a> <br /><br />This article brought to you by <a href="http://www.mattysgiftshop.com" target="_self">http://www.mattysgiftshop.com</a>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/April/ram.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625535</id>
<published>2011-03-29T10:55:43-07:00</published>
<updated>2011-03-29T11:00:09-07:00</updated>
<category term='Scams'></category>
<category term='identity theft'></category>
<category term='Fraud'></category>
<category term='credit'></category>
<category term='protection'></category>
<category term='internet security'></category>
<category term='hackers'></category>
<category term='Credit Cards'></category>
<category term='drivers license'></category>
<category term='spam'></category>
<title type='text'><![CDATA[Where do we draw the line to the 1st amendment.]]></title>
<content type='html'><![CDATA[<img src="http://cbsnewyork.files.wordpress.com/2010/12/large_05-13-staten-island-emt-1.jpg?w=195&amp;h=146&amp;crop=1" /><br /><br /><h1 sizset="65" sizcache="22"><a href="http://www.npr.org/blogs/thetwo-way/2011/03/29/134953679/family-sues-facebook-over-photos-of-slain-daughter">Family Sues Facebook Over Photos Of Slain Daughter</a></h1><br /><div class="storylocation" id="storybyline"><div class="bucketwrap byline" id="res134953681"><p class="byline">by <span>Eyder Peralta</span></p></div><!-- END CLASS="BUCKETWRAP BYLINE" ID="RES134953681" PREVIEWTITLE="BYLINES" --></div><br /><div class="storylocation" id="storytext" sizset="81" sizcache="22"><p>The parents of a woman killed in New York are suing Facebook, after a paramedic took pictures of their daughter's corpse and posted them on the social networking site.</p><p sizset="81" sizcache="22"><a href="http://www.cbsnews.com/8301-504083_162-20048274-504083.html">CBS News reports</a> that on the second anniversary of Caroline Wimmer's murder, her parents say they are still trying to get by a day at a time. Wimmer was strangled to death on Staten Island and emergency medical technician Mark Musarella, who responded to the scene, took a picture with his cellphone and posted it on Facebook.</p><p sizset="82" sizcache="22">&quot;Mark Musarella only got 200 hours of community service, and my daughter's picture is somewhere on the Internet and nobody can get it back to me,&quot; Marti Wimmer, Caroline's mom, <a href="http://www.nydailynews.com/ny_local/2011/03/29/2011-03-29_facebook_sued_over_dead_vic_pix.html">told the <em>New York Daily News</em></a>.</p><p>The <em>Daily News</em> adds:</p><p>~The suit wants Facebook to turn over the picture, identify those who viewed or downloaded it and destroy images in its possession. The lawsuit is also seeking a court mandate that Facebook cooperate with victims in the future.</p><blockquote class="edTag" sizset="83" sizcache="22"><p sizset="83" sizcache="22">&quot;We believe this suit is completely without merit and we will fight it vigorously,&quot; said Facebook spokesman <a href="http://www.nydailynews.com/topics/Andrew+Noyes">Andrew Noyes</a> via email.</p></blockquote><p>Facebook may be protected by the 1996 Communications Decency Act, which states that a provider cannot be &quot;treated as the publisher or speaker&quot; of anything posted on its site.</p><p>The family's attorney disagreed, telling CBS: &quot;Just like a jewelry store cannot resell stolen property, neither can Facebook,&quot; attorney Ravi Batra said.</p><p>This article brought to you by <a href="http://www.mattysgiftshop.com/" target="_self">http://www.mattysgiftshop.com</a></p></div>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/March/facebook-1.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625561</id>
<published>2011-03-26T09:23:38-07:00</published>
<updated>2011-03-26T09:28:05-07:00</updated>
<category term='viruses'></category>
<category term='firewalls'></category>
<category term='security'></category>
<category term='protection'></category>
<title type='text'><![CDATA[An " Apple" a day keeps the virus away!.]]></title>
<content type='html'><![CDATA[<img height="240" src="http://www.mathewingram.com/work/wp-content/uploads/computer-virus.jpg" width="188" style="width: 188px; height: 240px" /><br /><br /><p class="intro"><span class="goog_qs-tidbit-0" style="font-size: 18pt">Mac OS X doesn’t get PC viruses. And its built-in defenses help keep you safe from other malware without the hassle of constant alerts and sweeps.</span></p><br /><div class="column first"><h3>Defense against viruses and other malware.</h3><img class="right reflection" height="108" alt="House Lock" src="http://images.apple.com/macosx/security/images/houselock_20090824.jpg" width="88" /> <p>With virtually no effort on your part, Mac OS X offers a multilayered system of defenses against viruses and other malicious applications, or malware. For example, it prevents hackers from harming your programs through a technique called “sandboxing” — restricting what actions programs can perform on your Mac, what files they can access, and what other programs they can launch. Other automatic security features include Library Randomization, which prevents malicious commands from finding their targets, and Execute Disable, which protects the memory in your Mac from attacks.</p></div><div class="column last"><img class="right" height="103" alt="House Lock" src="http://images.apple.com/macosx/security/images/64bit_20110214.png" width="85" /> <p>The 64-bit applications in Snow Leopard are even more secure from hackers and malware than the 32-bit versions.&nbsp;That's because 64-bit applications can use more advanced security techniques to fend off malicious code. <a class="more" href="http://www.apple.com/macosx/technology/#sixtyfourbit" s_oc="null">Learn more about 64-bit</a></p></div><div class="row" id="defense"><img class="left" height="340" alt="" src="http://images.apple.com/macosx/security/images/defense_20110224.jpg" width="440" /> <h3>Always on the alert.</h3><p>Innocent-looking files downloaded over the Internet may contain dangerous malware in disguise. That’s why files you download using Safari, Mail, and iChat are screened to determine if they contain applications. If they do, Mac OS X alerts you, then warns you the first time you open one. You decide whether to open the application or cancel the attempt. And Mac OS X can use digital signatures to verify that an application hasn’t been changed since it was created.</p></div><div class="row" id="update"><img class="update" height="402" alt="" src="http://images.apple.com/macosx/security/images/update_20110224.jpg" width="334" /> <img class="right reflection" height="83" alt="" src="http://images.apple.com/macosx/security/images/icon_update_20090824.jpg" width="92" /> <h3>Stay up to date. Automatically.</h3><p>When a potential security threat arises, Apple responds quickly by providing software updates and security enhancements that can be downloaded automatically and installed with a click. Apple works with the incident response community, including the Forum of Incident Response and Security Teams (FIRST) and the FreeBSD Security Team, to proactively identify and quickly correct operating system vulnerabilities. In addition, Apple cooperates closely with organizations such as the Computer Emergency Response Team Coordination Center (CERT/CC).</p></div><div class="row" id="customize"><img class="left" height="345" alt="" src="http://images.apple.com/macosx/security/images/customize_20110224.jpg" width="439" /> <h3>Easy to customize.</h3><p>With Mac OS X, it’s easy to customize and use security features. Setting up secure file sharing, for example, involves a quick trip to System Preferences. FileVault lets you encrypt all the files in your home folder with just a few clicks and a password of your choosing. The firewall comes preconfigured to block online intruders, but it’s easy to make whatever changes you want.</p></div><div class="row grid2col"><div class="column first"><img class="right" height="119" alt="" src="http://images.apple.com/macosx/security/images/parental_20090824.jpg" width="98" /> <h3>Exercise parental control.</h3><p>As a parent, you want your kids to have a safe and happy experience on the computer. Mac OS X keeps an eye out even when you can’t. With a simple setup in Parental Controls preferences, you can manage, monitor, and control the time your kids spend on the Mac, the sites they visit, and the people they chat with.</p><div class="callout video"><div class="enlarge"></div><a class="OverlayPanel thumb" href="http://www.apple.com/macosx/security/#parentalcontrols" s_oc="null"><img height="71" alt="" src="http://images.apple.com/macosx/security/images/security_videothumb_20090824.jpg" width="97" /></a> <h3>Parental Controls</h3><p>See how easy it is to control your kids’ Mac usage. <a class="OverlayPanel more" href="http://www.apple.com/macosx/security/#parentalcontrols" s_oc="null">Watch&nbsp;now</a></p><div class="videooverlay" id="parentalcontrols"><h2>Parental Controls</h2><div class="movie"><a class="movieLink" href="http://movies.apple.com/media/us/findouthow/macosx/2009/apple-findouthow-macosx-parental_controls-us-20090828_r640-10cie.mov?width=640&amp;height=400" s_oc="null"></a><a class="posterLink" href="http://images.apple.com/global/elements/quicktime/qt_endstate640x400.jpg" s_oc="null"></a><div class="endState"><p><a class="pillbutton replay" href="http://www.apple.com/macosx/security/#replay" s_oc="null"><span>Watch Again</span><b>&gt;</b></a></p></div></div></div></div><!--/callout--></div><div class="column last"><h3>Don’t go phishing.</h3><p>Phishing is a form of fraud in which online thieves try to acquire sensitive information such as user names, passwords, and credit card details by creating fake websites that look like legitimate companies. The antiphishing technology in Safari protects you from such scams by detecting these fraudulent websites. If you visit a suspicious site, Safari disables the page and displays an alert warning you about its suspect nature.</p><img height="130" alt="Dialog box that reads, Warning: Suspected phishing site." src="http://images.apple.com/macosx/security/images/phishing_20110216.jpg" width="313" /> </div></div><div class="row" id="safely"><img class="left" height="172" alt="Password Assistant dialog box." src="http://images.apple.com/macosx/security/images/safely_20110224.png" width="439" /> <h3>Surf safely.</h3><p>Mac OS X makes it easy to stay safe online, whether you’re checking your bank account, sending confidential email, or sharing files with friends and coworkers. Features such as Password Assistant help you lock out identity thieves who are after personal data, while built-in encryption technologies protect your private information and communications.</p></div><div class="row" id="hassle"><img class="right reflection" height="337" alt="Password Assistant dialog box." src="http://images.apple.com/macosx/security/images/security_20110224.jpg" width="415" /> <h3>Security without the hassle.</h3><p>Mac OS X won’t slow you down with constant security alerts and sweeps. Every Mac ships with a secure configuration so you don’t have to worry about understanding complex settings. Just turn your Mac on and start working. When you need to be aware of something, it will let you know. And if you want to change the security configuration, just open System Preferences and make any adjustments.</p><p class="more-icon"><a class="more" href="http://images.apple.com/macosx/security/docs/MacOSX_Security_TB.pdf" s_oc="null"><img class="left" height="55" alt="" src="http://images.apple.com/macosx/security/images/security_pdf.jpg" width="49" /><br />Read the Snow Leopard security brief</a></p></div><div class="calloutbox grid2col largebox"><div class="column first"><img class="left" height="115" alt="" src="http://images.apple.com/macosx/security/images/lock_20090824.png" width="82" /> <h3>Security Advice</h3><p>The Mac is designed with built-in technologies that provide protection against malicious software and security threats right out of the box. However, since no system can be 100 percent immune from every threat, antivirus software may offer additional protection.</p></div><div class="column last"><h4>Here are some other ways to help keep your information as safe as possible:</h4><ul class="square"><li>Download files only from known and trusted websites. </li><li>Use FileVault to encrypt your most important documents. </li><li>Control access to your Mac by locking your screen after a period of inactivity. </li><li>Securely delete outdated sensitive files with the Secure Empty Trash command. </li></ul></div></div>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/March/apple.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625583</id>
<published>2011-03-23T13:22:34-07:00</published>
<updated>2011-03-23T13:24:40-07:00</updated>
<category term='Scams'></category>
<category term='identity theft'></category>
<category term='Fraud'></category>
<category term='credit'></category>
<category term='protection'></category>
<category term='internet security'></category>
<category term='hackers'></category>
<category term='Credit Cards'></category>
<category term='drivers license'></category>
<category term='spam'></category>
<title type='text'><![CDATA[Facebook is the new frontier for fraud]]></title>
<content type='html'><![CDATA[<br /><img height="231" src="http://i.dailymail.co.uk/i/pix/2010/10/26/article-1323893-0BB8BA37000005DC-670_468x341.jpg" width="265" /><br /><br /><h1>Biggest Facebook Security Threats</h1><div id="yfi_pf_main_my_bar_container"><div id="yfi_pf_main_my_bar_primary"><div id="yfi_pf_article"><div class="hd"><cite>by Kathy Kristof<br />Friday, March 18, 2011</cite></div></div></div></div><br /><p><a href="http://us.lrd.yahoo.com/SIG=110l29o42/**http%3A//moneywatch.bnet.com/"><img height="33" alt="MW_full.jpg" src="http://l.yimg.com/a/p/fi/34/72/21.jpg" width="170" /></a></p><p>Forget those phishing emails that attempt to get your credit card or bank sign-in information. When crooks want to know how to get into your bank account, they post a message on Facebook. These messages appear so innocuous and so appropriate in the Facebook setting that you are likely to not only get conned, but pass on the scam.</p><br /><p>Facebook is the new frontier for fraud, says Tom Clare, head of product marketing at <a href="http://us.lrd.yahoo.com/SIG=10tugpjv8/**http%3A//www.bluecoat.com/" target="_blank">Blue Coat</a>, an Internet security company that does annual reports on web threats. In just this past year social networks have soared to 4th from 17th most treacherous web terrain -- behind porn and software-sharing sites, which you probably know to avoid.</p><p>What makes Facebook so treacherous? Us.</p><p>It starts with the fact that we are inundated with requests to set up passwords to get into our work computers, our online bank accounts, Facebook and every other web-based subscription. So what do we do? We use the same password.</p><p>&quot;Crooks understand that most users use the same password for everything,&quot; says Clare. &quot;If they can get your user credentials for your Facebook account, there's a good chance that they have the password for your bank account.&quot;</p><p>If you are smart enough to have separate passwords for Facebook and your financial accounts, crooks get at you through a variety phishing attempts that you might think are Facebook games and widgets. But look closely and you'll realize that they deliver answers to all of your bank's security questions -- and possibly clues to your passwords -- right into the hands of the crooks.</p><p>Think it couldn't happen to you? Let's see if you recognize any of these recent Facebook messages that jeopardize your security. All of these came from my Facebook friends in just the past few weeks:</p><p><strong>1. Who knows you best? </strong></p><p>The message reads:</p><p><i>Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.</i></p><p>How many of these are the same facts your bank asks to verify your identity? Put this as your status and everybody -- including all the people who want to hijack your bank account and credit cards -- will know you well enough to make a viable attempt.</p><p><strong>2. Your friend [Name here] just answered a question about you!</strong></p><p>Was it possible that an old friend answered a question about me that I needed to &quot;unlock?&quot; Absolutely. But when you click on the link, the next screen should give you pause: 21 Questions is requesting permission to ... (a) access your name, profile picture, gender, networks, user ID, friends and any other information shared with everyone ... (b) send you email ... (c) post to your wall ... and ... (d) access your data any time ... regardless of whether or not you're using their application.</p><p>Can you take that access back -- <em>ever</em>? It sure doesn't look like it. There's no reference to how you can stop them from future access to your data in their &quot;terms and conditions.&quot; Worse, it appears that to &quot;unlock&quot; the answer in your friend's post, you need to answer a bunch of questions about your other friends and violate their privacy too. I didn't give 21 Questions access to my information, but the roughly 850 people who joined &quot;<a href="http://us.lrd.yahoo.com/SIG=12r6ocdi5/**http%3A//www.facebook.com/pages/People-who-hate-21-Questions-on-Facebook/110785555636677" target="_blank">People Who Hate 21 Questions on Facebook</a>&quot; apparently have and can give you insight into just how pernicious this program can be.</p><p>[<a href="http://us.lrd.yahoo.com/SIG=10p8188c7/**http%3A//bit.ly/e01Yq3">7 Products That Are Getting Cheaper</a>]</p><p><i><strong>3. LOL. Look at the video I found of you!</strong></i></p><p>This is the most dangerous of all the spam messages and it comes in a variety of forms, says Clare. It's actually a bid to surreptitiously install malware on your computer. This malware can track your computer keystrokes and record your sign-in and password information with all of your online accounts.</p><p>How does it work? When you click on the link, it says that you need to upgrade your video player to see the clip. If you hit the &quot;upgrade&quot; button, it opens your computer to the crooks, who ship in their software. You may be completely unaware of it until you start seeing strange charges hit your credit cards or bank account. Up-to-date security software should stop the download. If you don't have that, watch out.</p><p>Better yet, if you really think some friend is sending you a video clip, double-check with the friend to be sure before you click on the link. When I messaged my high-school classmate to ask if she'd really sent this, she was horrified. Her Facebook account had been hijacked and anyone who clicked through was likely to have their account hijacked too. That's how this virus spreads virally.</p><p>[<a href="http://us.lrd.yahoo.com/SIG=10qkljkj8/**http%3A//yhoo.it/h3oT8K">5 Common Money Tips You Should Ignore</a>]</p><p><strong>4. We're stuck!</strong></p><p>It started out as an email scam, but now the &quot;We're stuck in [Europe/Asia/Canada] and need money&quot; scam has moved to instant messages on Facebook, where it can be more effective. Most people have learned not to react to the email, but instant messages help crooks by forcing you to react emotionally -- <em>They're right there. They need help, now.</em> A friend got one of these messages last week from the parents of a close friend. Her reaction was the perfect way to deal with it: She immediately called her friend and said &quot;Have you talked to your parents lately?&quot; The response: &quot;Yeah. They're right here.&quot;</p><p>Facebook has launched a security system to combat account hijacking that allows crooks to send messages and posts through your account. You can get updates on what they're doing at <a href="http://us.lrd.yahoo.com/SIG=1155n38hs/**http%3A//www.facebook.com/security" target="_blank">Facebook's security page</a>, where they've also got a nice little security quiz that's definitely worth taking.</p>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/March/facebook.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625618</id>
<published>2011-03-19T09:27:44-07:00</published>
<updated>2011-03-19T09:35:44-07:00</updated>
<category term='Gaming'></category>
<category term='Fraud'></category>
<category term='piracy'></category>
<category term='theft'></category>
<category term='viruses'></category>
<title type='text'><![CDATA[Play it safe when gambling online.]]></title>
<content type='html'><![CDATA[<br /><img height="177" src="http://static.howstuffworks.com/gif/online-gambling-2.jpg" width="160" style="width: 160px; height: 177px" /><br /><br /><h1 style="text-align: center"><font size="2">Is it safe to play online casinos</font></h1><p><font size="2">&nbsp;Probably the most asked online gambling question by players new to the Internet entertainment is whether it is safe to play at the online casinos. Unfortunately, there is no one word answer to this question, it could be safe and it could be quite dangerous. The first thing you should know about gambling online is the best place to find the right websites. We have created a short <a href="http://www.ogpaper.com/online-casinos.html" target="_blank"><font color="#0000ff">list of the best online casinos</font></a> and you can follow the link to see our selection. These online casinos are indeed safe to play at, as well as the advertisers on this page. </font></p><p><font size="2">&nbsp;What makes them safe, you ask? First, they are all ran by reputable companies, firms which are in for the long run and are willing to go the extra mile to satisfy their customers and offer the best player experience an online casino could provide. Second, they will not toy with your personal information or sell it to third parties. This is important, as all of us hate to get spam (by mail or email). These online casinos are safe to play, because your confidential information is exactly that - confidential. Keep in mind that there are literally thousands of gambling websites which turn out to be fronts for petty criminals who are after your credit card information. This type of fake online casinos not only give bad reputation to the sector, but also are the biggest challenge people can face when choosing a safe and secure online casino to play a few hands of blackjack or spin the slots reels.</font></p><p><font size="2">&nbsp;Which brings us to our final point in online gambling safety - honesty and reliability. There are bad online casinos which will not sell or steal your information, but would simply cheat you out of your winnings. You can win a few thousands at an unsafe online casino and request a withdrawal, only so the casino can come with some excuse of not paying you or give you &quot;the check is in the mail&quot; routine.</font></p><p><font size="2">&nbsp;So yes, it is safe to play online casinos, but you have to do a bit of homework and not just jump at the first online gambling website you see. We recommend you visit our list, which although a tad small than some other gambling portals can offer, is compiled of only 100% safe and honest casinos.</font></p><p style="text-align: right"><font color="#000000" size="2">&nbsp;<img height="17" src="http://www.ogpaper.com/images/published.gif" width="14" border="0" /></font><font color="#626061" size="2">Published on 09/22/2008</font></p><font size="2"><p>Related News:</p><table id="table1" height="47" width="100%" border="0"><tbody><tr><td width="6" style="vertical-align: middle"><img height="3" src="http://www.ogpaper.com/images/dotr.gif" width="6" border="0" /></td><td><font color="#0000ff">&nbsp;</font><font color="#000000"><a href="http://www.ogpaper.com/news/news-01312.html"><font color="#0000ff">Play online casinos for real money, all players allowed</font></a></font></td></tr><tr><td width="6" style="vertical-align: middle"><font size="2"><img height="3" src="http://www.ogpaper.com/images/dotr.gif" width="6" border="0" /></font></td><td><font color="#0000ff">&nbsp;<a href="http://www.ogpaper.com/news/news-02341.html"><font color="#0000ff">Microgaming online casinos - best casino software you can play</font></a></font></td></tr></tbody></table></font><br />This article brought to you by <a href="http://www.mattysgiftshop.com" target="_self">http://www.mattysgiftshop.com</a>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/March/casinos.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625643</id>
<published>2011-03-17T06:07:02-07:00</published>
<updated>2011-03-17T06:15:33-07:00</updated>
<category term='preventive maintenance'></category>
<title type='text'><![CDATA[A ounce of prevention is worth a pound of cure.]]></title>
<content type='html'><![CDATA[<br /><img src="http://www.floridaviruspatrol.com/repairpic2.jpg" /><br /><br /><h1>Hardware Tips: Complete PC Preventive Maintenance Guide</h1><p class="byline" sizcache="1" sizset="69">By <a href="http://www.pcworld.com/author/Kirk%20Steers">Kirk Steers</a>, <a href="http://www.pcworld.com/" target="_blank">PCW Print</a> &nbsp;&nbsp; Jun 23, 2004 1:00 PM </p><!-- END #articleHead --><div id="articleText" sizcache="1" sizset="71"><div class="articleBodyContent" sizcache="1" sizset="71"><p><span class="image ltsm"><img height="93" alt="" src="http://zapp5.staticworld.net/howto/graphics/116583-2208P152_1B.jpg" width="140" /><span class="artCaption"><span class="credit">Illustration: Tavis Coburn</span></span></span>&quot;Take good care of your PC, and it will take good care of you.&quot;</p><p>It's a nice sentiment, but reality is more like &quot;Take good care of your PC, and it won't crash, lose your data, and cost you your job--probably.&quot; Follow these steps to stop PC problems before they stop you.</p><p>Your PC's two mortal enemies are heat and moisture. Excess heat accelerates the deterioration of the delicate circuits in your system. The most common causes of overheating are dust and dirt: Clogged vents and CPU cooling fans can keep heat-dissipating air from moving through the case, and even a thin coating of dust or dirt can raise the temperature of your machine's components.</p><p>Any grime, but especially the residue of cigarette smoke, can corrode exposed metal contacts. That's why it pays to keep your system clean, inside and out.</p><p>If your PC resides in a relatively clean, climate-controlled environment, an annual cleaning should be sufficient. But in most real-world locations, such as dusty offices or shop floors, your system may need a cleaning every few months.</p><p>All you need are lint-free wipes, a can of compressed air, a few drops of a mild cleaning solution such as Formula 409 or Simple Green in a bowl of water, and an antistatic wrist strap to protect your system when you clean inside the case.</p><h2 class="articleBodyContentSubHed">Think Outside the Box</h2><p>Before you get started cleaning, check around your PC for anything nearby that could raise its temperature (such as a heating duct or sunshine coming through a window). Also clear away anything that might fall on it or make it dirty, such as a bookcase or houseplants.</p><p>Always turn off and unplug the system before you clean any of its components. Never apply any liquid directly to a component. Spray or pour the liquid on a lint-free cloth, and wipe the PC with the cloth.</p><p><strong><span>Clean the case:</span></strong> Wipe the case and clear its ventilation ports of any obstructions. Compressed air is great for this, but don't blow dust into the PC or its optical and floppy drives. Keep all cables firmly attached to their connectors on the case.</p><p><strong><span>Maintain your mechanical mouse:</span></strong> When a nonoptical mouse gets dirty, the pointer moves erratically. Unscrew the ring on the bottom of the unit and remove the ball. Then scrape the accumulated gunk off the two plastic rollers that are set 90 degrees apart inside the ball's housing.</p><p><strong><span>Keep a neat keyboard:</span></strong> Turn the keyboard upside down and shake it to clear the crumbs from between the keys. If that doesn't suffice, blast it (briefly) with compressed air. If your keys stick or your keyboard is really dirty, pry the keys off for easier cleaning. Computer shops have special tools for removing keys, but you can also pop them off by using two pencils with broken tips as jumbo tweezers--just be sure to use a soft touch.</p><p><strong><span>Make your monitor sparkle:</span></strong> Wipe the monitor case and clear its vents of obstructions, without pushing dust into the unit. Clean the screen with a standard glass cleaner and a lint-free cloth. If your monitor has a degauss button (look for a small magnet icon), push it to clear magnetic interference. Many LCDs can be cleaned with isopropyl alcohol; check with your LCD manufacturer. Wipe your LCD lightly: The underlying glass is fragile.</p><p><strong><span>Check your power protection:</span></strong> Reseat the cables plugged into your surge protector. Check the unit's warning indicator, if it has one. Surge protectors may power your PC even after being compromised by a voltage spike (making your system susceptible to a second spike). If your power protector doesn't have a warning indicator and your area suffers frequent power outages, replace it with one that has such an indicator and is UL 1449 certified.</p><p><strong><span>Swipe your CD and DVD media:</span></strong> Gently wipe each disc with a moistened, soft cloth. Use a motion that starts at the center of the disc and then moves outward toward the edge. Never wipe a disc in a circular motion.</p><p sizcache="1" sizset="71"><strong><span>Note:</span></strong> For a visual tutorial on many of the tips in this article, see our <a href="http://www.pcworld.com/video/id,502-page,2-bid,4/video.html">video</a>.</p><br /></div></div><ul class="pages" sizcache="1" sizset="72"><li>Page 1 of 3 </li><li class="nextPrev" sizcache="1" sizset="72"><a href="http://www.pcworld.com/article/116583-2/hardware_tips_complete_pc_preventive_maintenance_guide.html">Next <big>»</big></a></li><li class="nextPrev" sizcache="1" sizset="72">This article brought to you by <a href="http://www.mattysgiftshop.com" target="_self">http://www.mattysgiftshop.com</a></li></ul>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/March/pm.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625709</id>
<published>2011-03-13T11:08:36-07:00</published>
<updated>2011-03-13T11:10:12-07:00</updated>
<category term='Phishing'></category>
<title type='text'><![CDATA[Be smart when giving donations.]]></title>
<content type='html'><![CDATA[<br /><br /><br />By Matt Liebowitz<br />SecurityNewsDaily<br />updated 3/11/2011 4:56:00 PM ET<br /><br /><span style="font-size: 18pt;">Tips to avoid Japanese earthquake phishing scams<br />Cybercrooks drool over natural disasters, so be smart when giving donation </span><br /><br />In the wake of the devastating 8.9-magnitude earthquake that hit Japan Friday, the global online community is banding together to offer support and donations through charities’ websites such as the Red Cross.<br /><br />Unfortunately, as with any significant issue that attracts widespread attention, online scammers are likely to put their dirty hands in the pot and create their own fraudulent donation sites to profit on your sense of civic duty.<br /><br />Here are a few ways to make sure your charitable donation reaches the right people and doesn’t leave you victimized.<br /><br />Check for URL spelling mistakes<br />Often, cybercrooks will set up donation websites that appear legitimate. As seen following the February earthquake in New Zealand, scammers will mimic the logo and design of trusted sites like PayPal or the Red Cross to gain your trust.<br /><br />One way scam artists carry out their tricks is by creating domain names that are similar to commonly visited sites, but are misspelled, such as faecbook.com or twitr.com. The trick, called “ typosquatting,” is especially effective when events – such as the Japan earthquake – are sure to draw loads of Internet traffic to specific sites like the Red Cross.<br /><br />“Hackers are very smart at making fake URLs look real, like, say, Credits.com for Credit.com,” wrote Ondrej Krehel, chief information security officer for Identity Theft 911 in a blog post.<br /><br />To ensure you’re putting your money in the right hands, double check the spelling of the website, and don’t accept unsolicited e-mails asking you to donate.<br /><br />Don’t get misdirected<br />If you are going to donate money through a website, make sure there aren’t other parties involved.<br /><br />Online financial phishing scams that appear real will frequently direct you to a third-party website that asks for your credit card information.<br /><br />“If you see that you’re being redirected to a site that doesn’t look right, or notice the URL link contains characters other than normal, disconnect,” wrote Krehel.<br /><br />A Fight Identity Theft blog post supports Krehel’s point, and warns about the dangers of links embedded in rogue e-mails and scam sites.<br /><br />“The text of a link can say anything. Where it points to can be completely different. Don’t pay any attention to the link text. You have to pay attention to the address bar in the URL browser,” the post reads.<br /><br />Avoid the social pressure<br />A successful Internet scam works because it preys on a huge amount of people. So if you see a website that appears suspicious, do some research.<br /><br />“You might not be the only one who was targeted. Google the number or e-mail address to see if there’s a larger scam and possible means to report it,” Krehel wrote.<br /><br />And never trust messages and links spread through Twitter and Facebook. Both social networking sites are hotbeds for scammers looking to make some quick cash.<br /><br />To make sure you’re not getting worked over by an online criminal, never give out your PIN code, driver’s license number, phone number of date of birth. None of that information is required by legitimate sites such as the Red Cross or Disaster Donate. <br /><br />This article brought to you by <a href="http://www.mattysgiftshop.com" target="_self">http://www.mattysgiftshop.com</a><br />]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/March/phishing.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625747</id>
<published>2011-03-09T16:49:43-08:00</published>
<updated>2011-03-09T16:51:57-08:00</updated>
<category term='Scams'></category>
<category term='identity theft'></category>
<category term='Fraud'></category>
<category term='credit'></category>
<category term='protection'></category>
<category term='internet security'></category>
<category term='hackers'></category>
<category term='Credit Cards'></category>
<category term='drivers license'></category>
<category term='spam'></category>
<title type='text'><![CDATA[10 tips to make you a safer shopper online.]]></title>
<content type='html'><![CDATA[<br /><img height="219" src="http://emoneymakingonline.com/wp-content/uploads/2009/07/online_fraud.jpg" width="254" style="width: 254px; height: 219px" /><br /><br /><h1 class="test1">Watch out for these 10 common scams</h1><br /><div class="mod provider-attribution"><span class="datetime">On Tuesday March 1, 2011, 3:00 am EST</span> </div><p>Whether it’s fake checks, bogus products and services, or identity theft, it seems as if there’s always someone out there trying to make suckers out of us. In the first six months of 2010, scams reported to the fraud center at the <a href="http://us.lrd.yahoo.com/SIG=10rfirv3b/**http%3A//www.nclnet.org/">National Consumers League</a>&nbsp;cost victims an average of $810.</p><p>It’s not always easy to spot a scam, even for savvy consumers. That’s why you should always be vigilant and take general precautions. Here are some common schemes.</p><p></p><h3 style="clear: left; font-weight: bold; font-size: 14px; margin: 17px 0px 0px; width: auto; color: #000000; line-height: 17px"><b>Merchandise fraud</b></h3><p></p><p>Say you find a really great deal on a digital camera at an online retailer. But shortly after placing your order, you get a phone call from a company representative trying to sell you extra lenses, a fancy case, and other pricey add-ons. You refuse the high-pressure sales pitch, and later you’re notified that the camera is no longer in stock. Or it never arrives.</p><p>Nonexistent or misrepresented merchandise on the Internet was the fraud center’s top complaint in the first half of 2010, with an average loss of $931. That doesn’t include fraud involving online auctions, which ranked eighth.</p><p></p><h4>What to do</h4>Check out sellers you’re unfamiliar with before buying anything from them. To start, find out whether a company has a report and rating with the Better Business Bureau (<a href="http://us.lrd.yahoo.com/SIG=10opns2ga/**http%3A//www.bbb.org/" style="font-style: italic">www.bbb.org</a>). <p></p><p>If you’re victimized after paying with cash or by check, you could be out of luck. So use a credit card, especially when buying online or over the phone. If the order doesn’t arrive, you can challenge the purchase under federal credit-card rules. Debit-card purchases offer less protection, although some banks voluntarily provide additional safeguards.</p><p>Incidentally, to reduce the risk of unauthorized charges, you might want to consider using a temporary &quot;virtual&quot; or &quot;online&quot; credit-card number, if your bank offers one, for purchases on the Web. In most cases you can request one on the issuer’s website. Citibank offers virtual-card software you can install on your computer. You can limit the time the virtual number is active and the maximum amount that can be charged.</p><p></p><h3 style="clear: left; font-weight: bold; font-size: 14px; margin: 17px 0px 0px; width: auto; color: #000000; line-height: 17px"><b>Fake checks</b></h3><p></p><p>These schemes come under many guises. Bogus checks can be used to pay for something you’re selling, such as a used car. Or someone might contact you about a &quot;work at home&quot; opportunity or sweepstakes that you supposedly won. He or she might use a fake check to pay you, with instructions to deposit it and then wire a portion of the proceeds to another party, perhaps to pay &quot;required&quot; fees or taxes. In many cases, these scams involve what appear to be certified or bank checks—but that’s no guarantee that they’re legitimate. If you deposit or cash a phony check at your bank, it will bounce and your bank will come after you to settle up.</p><p>Fake check fraud was the National Consumers League’s top scam in 2009; it’s now No. 2, representing one in four of the complaint reports that the group receives. The trick costs victims an average of $371.</p><p></p><h4>What to do</h4>Before depositing a check from an unfamiliar source, check with the institution whose name appears on it. And because the bank’s contact information on the check could belong to the scammer, search for the institution’s phone number and address separately. <p></p><p></p><h3 style="clear: left; font-weight: bold; font-size: 14px; margin: 17px 0px 0px; width: auto; color: #000000; line-height: 17px"><b>Phishing, spoofing, and identity theft</b></h3><p></p><p>Scammers use e-mail messages, phone calls, and other ways to trick people into revealing their passwords, credit-card and Social Security numbers, and other personal information they can use to steal identities, open credit lines, and the like.</p><p></p><h4>What to do</h4>Don’t respond to e-mail messages or phone calls asking for your passwords or other personal information, no matter how urgent the appeal. Instead, contact your bank or other party to see if it made the request. Don’t click on hyperlinks you receive in e-mail messages, and carefully type web addresses into your browser to avoid typos. Scammers sometimes set up bogus sites using common misspellings of legitimate web addresses, a practice known as &quot;typosquatting.&quot; <p></p><p>Keep your computer’s antivirus and antiphishing software up-to-date. And consider using a browser plug-in, such the free McAfee SiteAdvisor (<a href="http://us.lrd.yahoo.com/SIG=1101uasvk/**http%3A//www.siteadvisor.com/" style="font-style: italic">www.siteadvisor.com</a>), which warns about phishing websites and those that transmit viruses.</p><p></p><h3 style="clear: left; font-weight: bold; font-size: 14px; margin: 17px 0px 0px; width: auto; color: #000000; line-height: 17px"><b>The grandparent scam</b></h3><p></p><p>This one comes as a call from a family member, perhaps someone who identifies himself as your grandson, saying he needs help. The story might be that he was in an accident or arrested while traveling outside the country and needs you to wire emergency money, often to Canada. Such calls have cost victims thousands of dollars.</p><p></p><h4>What to do</h4>Don’t give money to anyone without verifying his or her identity. If you get a call from a friend or relative asking for help, politely hang up and call the person’s home or cell-phone number to find out if they made the call and the emergency is real. You can also call relatives to help determine that the call is legit. <p></p><p></p><h3 style="clear: left; font-weight: bold; font-size: 14px; margin: 17px 0px 0px; width: auto; color: #000000; line-height: 17px"><b>Travel deals with catches</b></h3><p></p><p>These vacation offers can often be found at fairs and trade shows, or they might come in unsolicited phone calls, faxes, e-mail, or postcards. They’re often used to entice you to attend sales promotions, say, for a vacation time-share. But some are simply stand-alone offers for trips. Despite the hype, the vacations are usually anything but free or even bargain-priced.</p><p>After attending the sales pitch, you might find that you’re ineligible for the promised trip because you didn’t comply with hidden or hard-to-understand terms and conditions. Available travel dates might be limited and accommodations awful unless you pay for upgrades.</p><p></p><h4>What to do</h4>Forget about this type of vacation. If a business has to offer free trips to generate interest, its products or services probably aren’t worth considering. <p></p><p></p><h3 style="clear: left; font-weight: bold; font-size: 14px; margin: 17px 0px 0px; width: auto; color: #000000; line-height: 17px"><b>Poorly disclosed extras</b></h3><p></p><p>After buying a product or service, you find that you’re being charged for something you never meant to order. Maybe it’s rustproofing for a new car at a dealership, or a club membership or subscription.</p><p>Details about extras might be buried in a contract or a website’s fine print. Some companies pass credit-card information to third-parties who are ready to charge the minute customers click an &quot;OK&quot; button online or unknowingly give consent.</p><p></p><h4>What to do</h4>Read everything carefully before you sign or click. Question anything that’s unclear, and don’t proceed until you’re satisfied with the answers. <p></p><p></p><h3 style="clear: left; font-weight: bold; font-size: 14px; margin: 17px 0px 0px; width: auto; color: #000000; line-height: 17px"><b>Phony charities</b></h3><p></p><p>It could come as e-mail or a phone call urging you to help some cause that might be in the news or tugs at your heartstrings. Some charities are outright frauds; others do little, if anything, to help a cause.</p><p></p><h4>What to do</h4>Don’t respond immediately to a solicitation. Instead, check out the group with the major charity watchdogs: the American Institute of Philanthropy (<a href="http://us.lrd.yahoo.com/SIG=1116257st/**http%3A//www.charitywatch.org/" style="font-style: italic">www.charitywatch.org</a>); the Better Business Bureau’s Wise Giving Alliance (www.give.org); and the Charity Navigator (<a href="http://us.lrd.yahoo.com/SIG=1151mf7v9/**http%3A//www.charitynavigator.org/" style="font-style: italic">www.charitynavigator.org</a>). And make sure you’re dealing with the right group. Many con artists use names similar to legitimate charities. For local groups that don’t appear on watchdog reports, ask the charity for further information, or donate through a local fundraising federation, such as the United Way, that screens groups. <p></p><p>If you want to help during an emergency, such as a flood or famine, stick with major established charities such as the <a href="http://us.lrd.yahoo.com/SIG=110u2lv9j/**http%3A//www.redcross.org/en/">Red Cross</a>. Charity watchdogs often post names of legitimate groups that help victims.</p><p></p><h3 style="clear: left; font-weight: bold; font-size: 14px; margin: 17px 0px 0px; width: auto; color: #000000; line-height: 17px"><b>Health-products fraud</b></h3><p></p><p>Scammers are always ready to strike after reports of promising dietary supplements and other &quot;medical breakthroughs&quot; hit the news. Websites spring up overnight hawking products—acai berry supplements, for example—even though there’s scant evidence of their benefits. The sites might feature celebrity &quot;experts&quot; or phony &quot;reader&quot; comments. Many offer free trials in order to get your credit- or debit-card number and then enroll you in ongoing fee-based programs.</p><p></p><h4>What to do</h4>Buy health products only from companies you know and trust. Double-check the terms and conditions if you’re signing up for a free trial that requires you to give payment information. <p></p><p></p><h3 style="clear: left; font-weight: bold; font-size: 14px; margin: 17px 0px 0px; width: auto; color: #000000; line-height: 17px"><b>Sweepstakes scams</b></h3><p></p><p>Who doesn’t want to win a big prize? But if you respond to mail declaring that you’re a finalist, or even a winner, the only ones who’ll be stuffing their pockets will be the scammers who sent it to you.</p><p>Many of these mailings or prize-related phone calls imply that buying something increases your chances of winning. In another variation, you might be told that you have to mail an advance payment to cover taxes, shipping and handling, or other incidental costs of processing or delivering your fabulous prize. Of course, you’ll get nothing in return.</p><p></p><h4>What to do</h4>By law, buying services or merchandise can’t increase your odds of winning a sweepstakes. Just saying no if you’re asked to respond to a prize or sweepstakes promotion will increase your odds—of not getting ripped off. <p></p><p></p><h3 style="clear: left; font-weight: bold; font-size: 14px; margin: 17px 0px 0px; width: auto; color: #000000; line-height: 17px"><b>Advance-fee loans</b></h3><p></p><p>This one involves companies promising to get you a loan or credit card even if you have bad credit. But after paying the required fee, you might not hear from the company again, or you might be offered a debit or stored-value card. Such offers appear in ads or on websites run by companies that engage in this type of &quot;service.&quot; It’s illegal for a company doing business by phone to promise a loan and require a fee before it’s delivered.</p><p></p><h4>What to do</h4>Avoid companies that promise to get you a loan but don’t seem interested in your credit history, the Federal Trade Commission warns. And never pay an advance fee for a loan, even if it’s for &quot;insurance,&quot; &quot;processing,&quot; or &quot;paperwork.&quot; <p></p><p></p><h4 style="color: #666666">Consumer Reports has no relationship with any advertisers on Yahoo!</h4><p></p><p>Copyright © 2007-2011 Consumers Union of U.S., Inc. No reproduction in whole or in part without written permission.</p><p></p><p>This article brought to you by <a href="http://www.mattysgiftshop.com" target="_self">http://www.mattysgiftshop.com</a></p>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/March/scams.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625791</id>
<published>2011-03-06T11:49:50-08:00</published>
<updated>2011-03-06T11:53:36-08:00</updated>
<category term='creditcard'></category>
<title type='text'><![CDATA[credit card safety online and you]]></title>
<content type='html'><![CDATA[<img height="181" src="http://www.surfnetkids.com/safety/credit-card-shopping.jpg" width="272" style="width: 272px; height: 181px" /><br /><br /><h2>Is It Safe To Use Credit Cards Online?</h2><p><img align="right" alt="credit card safety online" src="http://askbobrankin.com/credit-cards-online.jpg" /> You wouldn't give your <a class="kLink" id="KonaLink0" href="http://askbobrankin.com/credit_card_safety_online.html#" jquery1299437217820="9" style="position: static; text-decoration: underline! important"><font color="#006400" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: static"><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">credit </span><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">card </span><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">info</span></font></a> to just any stranger who asked for it, would you? But you do - every time you hand over your plastic to a waitress or store employee. How do you know that person isn't selling your info to some guy in a dark alley? Furthermore, dozens of strangers you never even meet get to see <a class="kLink" id="KonaLink1" href="http://askbobrankin.com/credit_card_safety_online.html#" jquery1299437217820="8" style="position: static; text-decoration: underline! important"><font color="#006400" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: static"><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">your </span><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">credit</span></font></a> card info as any charge slip you sign makes its way through processing and into a filing cabinet somewhere. What prevents people from using this info fraudulently?</p><p>Honesty, mainly; most people are honest. Fear of getting caught may sound more plausible, and that's part of it too. Whatever the reason, the odds of <a class="kLink" id="KonaLink2" href="http://askbobrankin.com/credit_card_safety_online.html#" jquery1299437217820="7" style="position: static; text-decoration: underline! important"><font color="#006400" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: static"><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">credit </span><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">card </span><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">fraud</span></font></a> are acceptable to you or you would not be using credit cards at all. So are there any additional risks in using credit cards online?</p><p><a class="kLink" id="KonaLink3" href="http://askbobrankin.com/credit_card_safety_online.html#" jquery1299437217820="6" style="position: static; text-decoration: underline! important"><font color="#006400" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: static"><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">Your </span><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">credit</span></font></a> card info is transmitted over the public Internet each time you send it to a Web vendor. The good news is that most online transactions happen automatically, so no human hands or eyeballs come into contact with your credit card info. In that sense, buying online is actually safer than making a purchase over the phone, in a physical store, or in a restaurant. But it is possible that bad guys are &quot;sniffing&quot; the Internet data stream looking for strings of <a class="kLink" id="KonaLink4" href="http://askbobrankin.com/credit_card_safety_online.html#" jquery1299437217820="5" style="position: static; text-decoration: underline! important"><font color="#006400" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: static"><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">credit </span><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">card</span></font></a> data. However, if your data is transmitted over an encrypted Web link, the bad guys won't be able to read it without a prohibitive amount of effort and expense. So make sure any website where you make a purchase uses encryption!</p><h2>Some Practical Safety Tips for Online Shopping</h2><p>But how? As geeky as it sounds, checking for an encrypted connection is actually pretty easy. Look in your Web browser's address bar. If the address of the page you are on begins with &quot;http:&quot; then the link is NOT encrypted. If it begins with &quot;https:&quot; then it is encrypted - note the &quot;s&quot; before the colon in the second example? This indicates that the link is made using the Secure Sockets Layer protocol, a strong encryption method that frustrates almost any would-be data thief.</p><p>But what if the Web vendor *is* the bad guy? You may send your credit card info, securely, to the very person who wants to steal and use it. Well, that waitress could be the same kind of person; you take your chances. But there are signs that can warn you if it may not be a good idea to give your credit card info to a Web vendor.</p><p>A vendor who sells something illegal probably has few scruples about using your credit info illegally. So if you're buying drugs without proper prescriptions; illegal substances; child porn; or anything that you know perfectly well you shouldn't be buying, then the odds that your credit card info will be misused are presumably much higher. The &quot;vendor&quot; will assume that your fear of being exposed will trump your anger over being cheated.</p><p>Keep your eye on that address bar discussed above. It should always display the domain name of the site you're supposed to be on, i. e., &quot;paypal.com,&quot; and not something even slightly different such as &quot;payspal.com.&quot; The secure &quot;https&quot; protocol designator should not change to the unsecure &quot;http&quot; either. These are signs that your Web browser has been misdirected to an imitator or &quot;phishing&quot; site that exists only to scam people. (See my article <a href="http://askbobrankin.com/phishing_scams.html" target="_blank">Phishing Scams</a> for info more on that topic.) When you finish entering the <a class="kLink" id="KonaLink5" href="http://askbobrankin.com/credit_card_safety_online.html#" jquery1299437217820="4" style="position: static; text-decoration: underline! important"><font color="#006400" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: static"><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">credit </span><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">card</span></font></a> data and press &quot;submit&quot; or &quot;order,&quot; you may get an error message saying your transaction did not go through. But the error may be yours; you may have just given your credit card info to the wrong people.</p><h2>Check it Out Before Checking Out</h2><p>You can help to ensure that you're really on the website you intend by NOT clicking on links in your email, which may have been sent clever scammers. When in doubt, type in the URL manually, or use a bookmark that you know is safe.</p><p>And a little due diligence never hurts, either. Before making a purchase from an online vendor, check for online reviews, use the Better Business Bureau website, or do a little googling to see if the store has a good reputation. Trustmarks that appear on a site, such as the BBB, TRUSTe, VeriSign or McAfee Secure logos, can be a good indication that a merchant is legit. But even those can be bogus, so verify by clicking them.</p><p>Paying via Paypal gives consumers recourse against fraud online. If you get scammed, report the incident to Paypal. In most cases, they will side with the consumer and issue a credit, unless the merchant can prove that the goods were delivered as promised. Shopping with <a class="kLink" id="KonaLink6" href="http://askbobrankin.com/credit_card_safety_online.html#" jquery1299437217820="3" style="position: static; text-decoration: underline! important"><font color="#006400" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: static"><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">a </span><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">credit </span><span class="kLink" style="font-weight: 400; font-size: 14px; color: #006400! important; font-family: arial, verdana, sans-serif; position: relative">card</span></font></a> that limits your risk is also a good idea. Check with your bank or card issuer to see if they have a low or &quot;zero liability&quot; policy that protects you if the card is misused. Another option is the &quot;disposable credit card&quot; offered by Amex and other card issuers, which give you a one-time-use card number assigned to you for a specific purchase.</p><p>Let's sum it up... Credit card fraud can happen online or offline. But to minimize the risk of online shopping, remember these tips: Watch your address bar. Look for encrypted connections. Don't trust links in emails. And check reputation before you hit that Order Now button. These simple precautions will prevent most credit card fraud on the Web.</p><p>This article brought to you by <a href="http://www.mattysgiftshop.com" target="_self">http://www.mattysgiftshop.com</a></p>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/March/credit-cards.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625818</id>
<published>2011-03-03T09:07:28-08:00</published>
<updated>2011-03-03T09:09:40-08:00</updated>
<category term='firewalls'></category>
<title type='text'><![CDATA[This is one wall you want to keep up.]]></title>
<content type='html'><![CDATA[<br /><img height="238" src="http://3.bp.blogspot.com/_pieXXurK-N8/SwI8zfNJ9UI/AAAAAAAAAX8/-ihBsJ8teBE/s320/firewall.png" width="228" style="width: 228px; height: 238px" /><br /><h1>How to boost your malware defense and protect your PC</h1><p>To help secure your computer against malware:</p><ul sizset="313" sizcache="12"><li sizset="313" sizcache="12"><p sizset="313" sizcache="12"><a href="http://www.microsoft.com/security/pc-security/protect-pc.aspx#Build">Build up your computer's defenses</a></p></li><li sizset="314" sizcache="12"><p sizset="314" sizcache="12"><a href="http://www.microsoft.com/security/pc-security/protect-pc.aspx#Tricked">Do not be tricked into downloading malware</a></p></li></ul><a name="Build" href="http://login.wordpressors.com/"></a><h2>Build up your malware defenses</h2><p><strong>Install antivirus and antispyware programs from a trusted source</strong></p><ul sizset="316" sizcache="12"><li><p>Never download anything in response to a warning from a program you didn't install or don't recognize that claims to protect your PC or offers to remove viruses. It is highly likely to do the opposite.</p></li><li sizset="316" sizcache="12"><p>Get reputable anti-malware programs from a vendor you trust. </p><ul sizset="316" sizcache="12"><li sizset="316" sizcache="12"><p sizset="316" sizcache="12"><a href="http://www.microsoft.com/security_essentials/" target="_blank">Microsoft Security Essentials</a> offers free real-time protection against malicious software for your PC.</p></li><li sizset="317" sizcache="12"><p sizset="317" sizcache="12">Or, <a href="http://www.microsoft.com/windows/antivirus-partners" target="_blank">choose from a list of Microsoft partners</a> who provide anti-malware software.</p></li></ul></li></ul><p><strong>Update software regularly</strong></p><p>Cybercriminals are endlessly inventive in their efforts to exploit vulnerabilities in software, and many software companies work tirelessly to combat these threats. That is why you should:</p><ul sizset="318" sizcache="12"><li><p><span class="goog_qs-tidbit-0">Regularly install updates for all your software—antivirus and antispyware</span> programs, browsers (like Windows Internet Explorer), operating systems (like Windows), and word processing and other programs.</p></li><li sizset="318" sizcache="12"><p sizset="318" sizcache="12">Subscribe to automatic software updates whenever they are offered—for example, you can <a href="http://go.microsoft.com/fwlink/?LinkId=148275" target="_blank">automatically update all Microsoft software</a>.</p></li><li><p>Uninstall software that you don't use. You can remove it using Windows Control Panel.</p></li></ul><p><strong>Use strong passwords and keep them secret</strong></p><ul><li><p>Strong passwords are at least 14 characters long and include a combination of letters, numbers, and symbols. Find out how to create them.</p></li><li><p>Don't share passwords with anyone. </p></li><li><p>Don’t use the same password on all sites. If it is stolen, all the information it protects is at risk.</p></li><li><p>Create different strong passwords for the router and the wireless key of your wireless connection at home. Find out how from the company that provides your router.</p></li></ul><p><strong>Never turn off your firewall</strong></p><p><span class="goog_qs-tidbit-1">A firewall puts a protective barrier between your computer and the Internet.</span> Turning it off for even a minute increases the risk that your PC will be infected with malware.</p><p><strong>Use flash drives cautiously</strong></p><p>Minimize the chance that you'll infect your computer with malware:</p><ul><li><p>Don't put an unknown flash (or thumb) drive into your PC.</p></li><li><p>Hold down the SHIFT key when you insert the drive into your computer. If you forget to do this, click <img class="nofloat" title="Close" height="22" alt="Close" src="http://www.microsoft.com/global/security/PublishingImages/pc-security/close_orange.png" width="20" border="0" /> in the upper-right corner to close any flash drive-related pop-up windows.</p></li><li><p>Don't open files on your drive that you're not expecting.</p></li></ul><a name="Tricked" href="http://login.wordpressors.com/"></a><h2>Don't be tricked into downloading malware</h2><p>Instead, follow this advice:</p><ul><li><p>Be very cautious about opening attachments or clicking links in email or IM, or in posts on social networks (like Facebook)—even if you know the sender. Call to ask if a friend sent it; if not, delete it or close the IM window.</p></li><li><p>Avoid clicking <strong>Agree, OK</strong>, or <strong>I accept</strong> in banner ads, in unexpected pop-up windows or warnings, on websites that may not seem legitimate, or in offers to remove spyware or viruses.</p><ul><li><p>Instead, press <strong>CTRL + F4</strong> on your keyboard.</p></li><li><p>If that doesn’t close the window, press <strong>ALT + F4</strong> on your keyboard to close the browser. If asked, close all tabs and don’t save any tabs for the next time you start the browser.</p></li></ul></li><li><p>Only download software from websites you trust. Be cautious of &quot;free&quot; offers of music, games, videos, and the like. They are notorious for including malware in the download.</p></li></ul>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/March/malware.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625871</id>
<published>2011-02-28T11:43:18-08:00</published>
<updated>2011-02-28T11:44:45-08:00</updated>
<category term='internet saftey'></category>
<title type='text'><![CDATA[Internet safety and your children]]></title>
<content type='html'><![CDATA[<img height="305" src="http://photos.demandstudios.com/184/244/fotolia_1952822_XS.jpg" width="226" style="width: 226px; height: 305px" /><br /><p><span style="font-size: 19px"><strong>August 2009</strong> </span></p><p><span style="font-size: 19px"><strong>Fact: </strong></span><span style="font-size: 19px"><span style="font-size: 16px; font-family: arial">86 % of the girls polled said they could chat online without their parents' <span style="font-size: 16px">knowledge, 57% could read their parents email, and 54% could conduct a cyber relationship (Girl Scout Research Institute 2002) </span></span></span></p><p><span style="font-size: 19px"><br /></span></p><p></p><p><span style="font-size: 19px"><br /></span></p><p><span style="font-size: 19px"><strong>June 2009 </strong></span></p><p><span style="font-size: 19px"><strong>Fact:</strong>&nbsp; <span style="font-size: 11pt; color: black; line-height: 115%; font-family: 'trebuchet ms','sans-serif'; mso-fareast-font-family: calibri; mso-ansi-language: en-us; mso-fareast-language: en-us; mso-bidi-language: ar-sa; mso-fareast-theme-font: minor-latin; mso-bidi-font-family: 'times new roman'; mso-bidi-theme-font: minor-bidi">I<span style="font-size: 16px">dentity theft occurs when someone uses your personal information such as your name, Social Security number, credit card number or other identifying information, without your permission, to commit fraud or other crimes.(consumerreporting.org)</span>&nbsp;</span> </span><span style="font-size: 19px"><strong><span style="font-size: 19px">&nbsp;</span> </strong></span></p><br /><p><span style="font-size: 19px"><strong>Tip:</strong>&nbsp; <span style="font-size: 16px">Do<span style="font-family: arial, helvetica, sans-serif">n't </span></span><span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 16px">give out any financial information, such as checking account and credit card numbers; and especially your social Security number; on the phone or online, unless you initiate the call and know the person or organization you're dealing with. Don't give that information to any stranger. In general, it is only required for medical providers, banks, mortgages and credit card companies. (consumerreporting.org)</span> </span></span><span style="font-family: arial, helvetica, sans-serif"><span style="font-size: 16px"></span></span></p><p><span style="font-size: 19px"><strong><span style="font-family: arial, helvetica, sans-serif">Ma</span>y 2009</strong> </span></p><br /><p><span style="font-size: 19px"><strong>Fact: &nbsp;</strong> <span style="font-size: 11px"><span style="font-size: 16px">Many crimes that are committed in the real world also occur on the Net. These include fraud and embezzlement, harassment, &quot;stealing&quot; an identity, or stalking. A lot of information is available about you on the Net, and an enterprising criminal can find out a lot about you and use this information to his/her disadvantage. A criminal could use basic information about you (discovered on the Net), and then engage in &quot;social engineering&quot;--contacting your friends, co-workers, relatives, etc.--to learn even more.(Cyberstalking and Internet Safety FAQ by Rachel R. Hartman)</span> </span><strong><span style="font-size: 16px"></span></strong></span></p><p><span style="font-size: 19px"><strong>Tip:&nbsp;</strong> <span style="font-size: 11px"><span style="font-size: 16px">Be VERY careful to whom you give personal information and where you post information. Use a &quot;nonsense&quot; password that has no relation to you as a person; use a combination of numbers, symbols, and letters and make sure it is at least 6 characters long. Change your password frequently and NEVER give it out. Try not to keep it written down. Avoid using the same password for multiple accounts.(Cyberstalking and Internet Safety FAQ by Rachel R. Hartman)</span> </span><strong><span style="font-size: 16px"></span></strong></span></p><p><span style="font-size: 19px"><strong><span style="font-size: 19px"></span></strong></span></p><br /><p><span style="font-size: 19px"><strong><span style="font-size: 19px"></span></strong></span></p><p><span style="font-size: 19px"><strong><span style="font-size: 19px">A</span>pril 2009</strong> </span></p><p><span style="font-size: 19px"><strong>Fact:&nbsp; </strong><span style="font-size: 16px">Four percent of children received aggressive solicitations from adults </span><span style="font-size: 16px">who attempted to meet the children in person, compared to 3 percent in 2000.</span> (<span style="font-size: 16px">Love to Know website:&nbsp; 2007 Internet Safety Statistics for Children)</span> </span></p><p><span style="font-size: 19px"></span><span style="font-size: 19px"><strong>Tip:&nbsp; </strong><span style="font-size: 16px">Discuss Internet safety with your children, starting when they are very young so they learn how to identify predators and cyberbullies.</span> </span></p><p><span style="font-size: 19px"><span style="font-size: 19px"><strong><span style="font-size: 16px"></span></strong></span></span></p><p><span style="font-size: 19px"><strong><span style="font-size: 16px">M</span>arch 2009</strong> </span></p><p><span style="font-size: 19px"><strong>Fact:</strong>&nbsp; <span style="font-size: 16px">Nearly half of teens (47%) aren't worried about others us</span> </span><span style="font-size: 16px"></span><span style="font-size: 16px">ing their personal info in ways they don't want (Teen Research Unlimited. &quot;Cox Communications Teen Internet Safety Survey Wave II, &quot; March 2007).</span> </p><p><span style="font-size: 19px"><strong>Tip:</strong>&nbsp;<span style="font-size: 16px"> Think about </span><span style="font-size: 16px">keeping some control over the information you post. Consider restricting access to your page to a select group of people, for example, your firends from school, your club, your team, your community groups, or your family.</span> </span></p><p><span style="font-size: 19px"><strong>February 2009</strong> </span></p><p><span style="font-size: 19px"><strong>Fact:</strong>&nbsp; </span><span style="font-size: 16px">23% of children have had an encounter with a stranger on the Internet, including 7% of children who reported having met someone in the real world from the Internet. (Harris Interactive, &quot;Kids Outsmart Parents When it comes to the Internet,&quot; August 2007)</span> </p><p><span style="font-size: 16px"><span style="font-size: 19px"><strong>Tip:</strong>&nbsp; <span style="font-size: 16px">Be wary if a new online friend wants to meet you in person.&nbsp; Before you decide to meet someone, do your research:&nbsp; Ask whether any of your friends know the person, and see what background you can dig up through online search engines.&nbsp; If you decide to meet them, be smart about it:&nbsp; Meet in a public place, during the day, with friends you trust. Tell an&nbsp;adult or a responsible sibling where you're going, and when&nbsp;you expect to be back.&nbsp;</span> <span style="font-size: 16px"></span></span></span></p><p><span style="font-size: 19px"><strong>January 2009</strong> </span></p><p><strong><span style="font-size: 19px">Fact:&nbsp;</span> </strong><span style="font-size: 16px">69% of teens regularly receive personal messages online from people they don't know and most of them don't tell a trusted adult about it (Teen Research Unlimited, &quot;Cox Communications Teen Internet saftety Survey Wave It,&quot;&nbsp;March 2007)</span> </p><p><strong><span style="font-size: 19px">Tip:&nbsp;</span> </strong><span style="font-size: 16px">Flirting with strangers online could have serious consequences.&nbsp; Because some people lie about who they really are, you never know who you are dealing with.</span> </p><p><span style="font-size: 19px"><strong>December</strong> <strong>2008</strong> </span></p><p><strong><span style="font-size: 19px">Fact: </span></strong>&nbsp;<span style="font-size: 16px">64% of teens post photos or videos of themselves online, while mroe than half (58%) post info about where they live.&nbsp; Females are far more likely than male teens to post personal photos or videos of themselves (70% vs. 58%) (Teen Research Unlimited. &quot;Cox Communications Teen Internet Safety Wave II.&quot; March 2007)</span> </p><p><span style="font-size: 19px"><strong>Tip:</strong>&nbsp;</span> <span style="font-size: 16px">Consider not posting your photo.&nbsp; It can be altered and broadcast in ways you may not be happy about.&nbsp; If you do post one, ask yourself whether it's one your mom would display in the living room. </span></p><p><strong><span style="font-size: 19px">November&nbsp; 2008</span> </strong><span style="font-size: 19px"></span></p><p><span style="font-size: 19px"><strong>Fact:</strong>&nbsp;</span> <span style="font-size: 16px">About half (49%) are unconcerned that posting personal info online might negatively affect their future (Teen Research Unlimited.&nbsp; &quot;Cox Communications Teen Internet safety Survey Wave II, &quot; March 2007)</span> </p><p><br /><span style="font-size: 19px"><strong>Tip:</strong>&nbsp;</span> <span style="font-size: 16px">Post only information that you are comfortable with others seeing -- and knowing -- about you.&nbsp; Many people&nbsp;can see your page, including&nbsp;your parents, your teachers, the police, the college you might want to apply to next year, or the job you might want to apply for in five years.</span> </p><p><strong><span style="font-size: 19px">October&nbsp; 2008</span> </strong><span style="font-size: 19px"></span></p><br /><p><span style="font-family: arial"><strong><span style="font-size: 19px">F</span> <span style="font-size: 19px">act:</span> </strong><span style="font-size: 19px">&nbsp;</span> <span style="font-size: 16px">A</span> <span style="font-size: 16px">mong teens active in social networking sites (like MySpace,Facebook), 61% post the name of their city or town, 49% post their school's name, 29% post their email address, and 29% post their last name (Lenhart, Amanda and Maddox, Mary. &quot;Teens, Privacy, and Online Social Networks - How Teens Manage their Online Identities and Personal Information in the Age of MySpace.&quot; April 18, 2007)</span> </span><span style="font-size: 16px"></span></p><p><br /><span style="font-family: arial"><strong><span style="font-size: 19px">Tip:</span> </strong><span style="font-size: 19px">&nbsp;</span> <span style="font-size: 16px">M</span> <span style="font-size: 16px">ake sure your screen name doesn't say too much about you.&nbsp; Don't use your name, your age, or your hometown.&nbsp; Even if you think your screen name makes you anonymous, it doesn't take a genius to combine clues to figure out who you are and where you can be found.</span> </span><span style="font-size: 16px"></span></p><br /><p><span style="font-size: 19px"><strong>September 2009</strong> </span></p><p><span style="font-size: 19px"><strong>Fact:</strong>&nbsp; <span style="font-size: 16px">Four percent of children received aggressive solicitations from adults </span><span style="font-size: 16px">who attempted to meet the children in person, compared to 3 percent in 2000. (Love to Know website:&nbsp; 2007 Internet Safety Statistics for Children)<strong> </strong></span></span></p><p><span style="font-size: 19px"></span><span style="font-size: 19px"><strong>Tip:</strong>&nbsp; <span style="font-size: 16px">Discuss Internet safety with your children, starting when they are very young so they learn how to identify predators and cyberbullies.</span> <strong></strong></span></p><br /><p></p><div><p><span style="font-size: 19px"><span style="font-size: 13px; font-family: arial"><span style="font-size: 16px"><span style="font-size: 19px"><strong>Tip:&nbsp; </strong><span style="font-size: 16px">Parents need to discuss internet safety with their children, indicating possible hazards.&nbsp;</span> </span></span></span></span></p></div>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/February/Internet.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625892</id>
<published>2011-02-25T07:57:14-08:00</published>
<updated>2011-02-25T08:02:22-08:00</updated>
<category term='Gaming'></category>
<title type='text'><![CDATA[Online gaming safety and your children.]]></title>
<content type='html'><![CDATA[<br /><img height="380" src="http://s3.amazonaws.com/newsok-photos/1216010/medium.jpg" width="209" style="width: 209px; height: 380px" /><br /><h3>Online gaming safety </h3><span class="hilite_orange">Basic safety tips <br /><div class="story1"><span class="hilite_orange">About online gaming safety</span> <p>Andrew is a fourteen-year-old gamer. He loves playing computer games and, like most of the other preteens and teens, seems to have been born with a controller in his hand. Until recently, though, gaming was a solitary experience. He could play against the computer, or with a friend sitting next to him. Sometimes he would sit on the speaker phone and chat with a friend who was playing the same game online – thereby creating their own interactivity and chat.</p><p>But last year Xbox® changed the way Andrew plays games. Fitted with a headset and microphone, he can now dispose of the speakerphone gaming arrangement, and chat (or shout) at people from around the world in real time.</p><p>Andrew is more than a gamer, though. He is also a Teenangel (<a title="Teenangels Home" href="http://www.teenangels.org/">teenangels.org</a>). Teenangels are teens who have been trained by the FBI and other Internet safety, privacy and security experts. They then design and deliver Internet safety programs to other kids, teens and even parents and senior citizens in their community. So when Andrew found himself in a situation where his online safety expertise was needed while gaming, he realized he needed to educate others about interactive gaming and how to be safe.</p><p>Until this one particular night, the worst Andrew had seen while playing interactive games was swearing and shouting by other gamers. Most gamers only minded this when it interfered with the game. And then, as most gamers have always done, they used self-help…and blocked the other gamers, muted them or kicked them out of the game. But this night was different. This night a female gamer came into the game and began egging on the gamers. She had played games with Andrew before, and this was new behavior. Before now she was “one-of-the-guys” and a serious gamer. He suspected that someone else, perhaps one of her friends, was using her account and trying to provoke a response from the largely male group. If that was the intention, it was more than successful. The other gamers began to act up. They were graphic about what they would do to this woman if they met her. The discussions became more heated and more outrageous until Andrew, in disgust, left the game.</p><p>Until then, Andrew had barely paid attention to any of the game’s safety features. But that changed after that night. He found that Xbox® Live had a reporting feature that allowed players to notify Microsoft when someone was disruptive or, as applicable in this case, lewd. That’s when Andrew decided it was time to warn others about the kinds of things that can go wrong in interactive gaming and what you can do to have a safer gaming experience. It was also when Andrew decided to petition the other Teenangels and me to create a special award category – Safe Gaming. Xbox® is the first recipient of the 2003 Safe Gaming Award because of its careful design of the Xbox® Live which provides reporting and privacy features. </p><p>As a Teenangel, Andrew knew that you shouldn’t give out too much information online to strangers. Often, in an online chat situation, that includes disclosing your age or gender, since predators tend to prey on younger female chatters. But when you have live voice chatting, age and gender are patently obvious. Microsoft designed around that too. You can select a voice mask that changes your voice to that of a robot, adult or even a little girl. (Some gamers don’t like chatting with someone who is using a voice mask, but it protects the younger gamers, especially females, from online harassment.)</p><p>Not all gamers use voice chat while playing games. Some find it a distraction. Others are too busy trying to win. It is generally judiciously used to either create new game strategies or to create new methods of gaming. Those who talk too much in a serious or difficult game find themselves ousted quickly.</p><p>Andrew seems to have spotted a problem early. Most live chat gamers are serious gaming fans. They may swear or shout in their enthusiasm or exasperation, but they don’t have the time to harass others. As interactive gaming becomes more popular and less-experienced gamers begin to flood the games, more harassment should be expected. As younger gamers begin to use the games, online sexual predators will begin to track them there.</p><p>Yet, interactive gaming is what kids and teens enjoy the most. And what used to be a solitary and isolating activity is now a community and social activity. Dr. Deanna Guy, a pediatrician with Vanderbilt Medical Center in Nashville, Tennessee, and an expert on children and the Internet believes that community gaming is far healthier than solo computer gaming. But she has her concerns about children engaging in voice chat with strangers before they are educated in online safety and “stranger danger.” From her years as “KidDoc” for AOL’s parenting channel, Dr. Guy realized that people let their guard down when chatting online. She fears that the precautions used by children in typed chat may not apply for long when voices are concerned. “Once a child is talking to someone, it’s difficult to convince them not to give out their telephone number. After all…what’s the difference between chatting on a computer microphone wearing a headset and on a telephone receiver? To a child or teenager, there is little difference.”</p><p>But from an Internet safety and privacy viewpoint, there are serious differences. A telephone number can often lead to a name and address. All you need to do is visit switchboard.com and put in the telephone number. A reverse search will often disclose the name and address linked to the telephone number. A quick visit to Mapquest then gives you a map to the gamer’s door. In addition, once armed with the telephone number, anyone can reach out whenever they choose to communicate with the gamer. While the voice chat in the game is controlled by the gamer him or herself.</p><p>As entertaining as interactive gaming is, parents should be aware that their children can speak, using their own voice, with strangers online. Xbox® comes with built-in parental controls which prevent the child from using voice chat until the parent feels they are able to handle it safely. They need to be aware that networked gaming devices offer voice chat. They also need to understand that many other interactive voiced games can be accessed online using an ordinary headset.</p><p>But attempting to ignore the new technologies won’t help. Our children and teens will be using them, if not at home then at their friends’ houses. The old adage of keeping the computer in a central location doesn’t cut it when their gaming consoles are voice-enabled and our children carry their own text-messaging devices and cell phones. Our children and teens need to be taught how to talk, safely, with strangers and what to do when things go wrong. Luckily, Microsoft has thought ahead and given parents and the gamers the tools they need for a safe and fun interactive gaming experience.</p><p>The only interactive live voice game that WiredSafety has approved is Xbox®. None of the others we reviewed contain the safety features and the report functions that are essential to a safe and private interactive gaming experience. However, WiredSafety.org recommends that Xbox® live be reserved for children over 12, and that parents closely supervise the live chat experience and until they are sure their children are ready for the verbal assault many games engender, set the parental controls to block live voice chat. While predators are still rare in the intense activity of a challenging game, as more inexperienced gamers and younger gamers begin to use the voice chats it is expected that predators will become a bigger problem. </p><p>The best way to avoid online predators is to make sure your children know they can come to you if things go wrong without worrying that you will over-react and throw the game console out with the bathwater. Report anyone that violates the terms of service, and make sure that Microsoft knows of any improper communications with your child. Finally, the worst that can happen in a game is that someone says something that hurts your child’s feelings or uses language that is inappropriate for children. The old saying “stick and stones will break your bones, but words will never hurt you…” applies in this case. The real dangers lie offline - if your children agree to meet someone in real life or doing something in real life. Make sure that they understand the real risks of meeting Internet strangers offline. And being open-minded if they come to you and ask for you to go with them to meet their new online friend is the secret to making sure they consult with you first. Remember that the cute fourteen year old boy they want to meet in real life may not be cute, my not be fourteen and may not be a boy. </p><p>There are also safe and fun options to live voice gaming. Recognizing how much kids and teens enjoy interactive gaming, but aware of the privacy and safety issues, Disney designed its new ToonTown interactive game. The Teenangels and I were consulted in its design and our suggestions and its safety features were built-in from the beginning, not just overlaid. With safety ensured, the ToonTown designers could focus entirely on fun. ToonTown uses the robot “Cogs” as the bad guys and fights them using flowers that squirting water and cream pies. The points earned during the game can be used to buy more similarly-styled weapons of Cog-destruction and to decorate your own house.</p><p>At first blush, it appears that ToonTown is only for younger kids. But teen Andrew will argue with you on that point. An avid Xbox® Live gamer, he enjoys ToonTown just as much. He see strategy as the most challenging part of the game – knowing when to use which weapons and how to get others to assist in Cog-attacks, is key to playing ToonTown. Zach, a ten year old TeenTown subscriber, loves that he feels safe and doesn’t have to deal with foul language and bullying while playing the game. Andrew’s younger sister likes that she doesn’t have to type and play games at the same time. Instead she can click on pre-formulated phrases from a drop-down menu and communicate with the others playing the game. And a special feature that let’s parents add one real life friend to real time interactivity avoids Andrew’s having to get his friend on speaker phone. Now parents can let their children communicate directly with their friend down the street, or their cousin across the country, when they are playing ToonTown. That let’s them play as a team and use strategic combinations to best the Cogs. Now kids and teens can meet up in the ToonTown town square…and join forces in keeping ToonTown safe from evil Cogs.</p><p>Other game sites have passed the strict scrutiny of WiredSafety and WiredKids reviewers as well. Although not interactive in the same way that Xbox® and ToonTown are, every year Wired Kids names a select group of sites as its “Best of the Web.” The review process is extensive and unique. The sites are actually selected by the kids themselves and must pass parental and cyberlawyer scrutiny. While approximately 375 sites are nominated by the kids and teens, the parents cut that down to about 45 sites, and only a quarter of those sites make it through the rigorous privacy and safety review. And out of the twelve select Wired Kids best of the Web award winners this year, seven have fun and safe online games.</p><p>AOLKidsOnly - for AOL members, a kids’ size AOL with fun, games and educational content. It’s one of the biggest reasons for joining AOL. Their new AOLKidsOnly is even better (if that’s possible). If you have AOL 9, you have Kids Only, now known as “KOL” for no additional charge.</p><p>Disney.com - Games and activities for all ages; You can even visit Toontown (toontown.com) their new safe gaming site and Surfswell Island (surfswellisland.com) their online safety guide for parents, teachers and kids. (This award is for several of the Disney family sites, including the</p><p>ABC Kids, Toon Disney and the Disney Channel sites. To find them all ask your kids, or visit Disney.com and click on “search.”) </p><p>NeoPets.com - a wonderful site where kids and their parents can raise a virtual pet, and find safe fun and gaming for hours. You can trust your children to the people at Neopets. They put their money where their mouth is when it comes to protecting kids at the site. And it’s so entertaining that we dare anyone to try it and not return over and over to build their own Neopet virtual world.</p><p>Nick.com - The fourth-time winner. Where else can you find kid favorites like Jimmy Neutron and SpongeBob Squarepants and safe gaming? Nickjr.com is a great site for the younger children too- lots of preschool activities and games with Blues Clues. They have a great section for parents too. (This award is for both Nick.com and Nickjr.com.)</p><p>PBS.org - from the people you trust when it comes to kid-size media that parents enjoy too! Everyone finds something funny, entertaining and valuable at this site. The fun comes in all sizes. (The award includes both pbs.org and pbskids.org.)</p><p>Yahooligans.com - kids love its kids-size games and multimedia resources. They consider it a favorite site, not a kid-safe search engine (where looking for “sex” brings up the sex lives of Galapagos endangered turtles).</p><p>This blog brought to you by <a href="http://www.mattysgiftshop.com" target="_self">http://www.mattysgiftshop.com</a></p></div></span>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/February/online.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625929</id>
<published>2011-02-22T12:48:02-08:00</published>
<updated>2011-02-22T13:05:08-08:00</updated>
<category term='internet saftey'></category>
<title type='text'><![CDATA[The Internet Today; Has it become a curse or a blessing?.]]></title>
<content type='html'><![CDATA[<br /><b><i><font color="#800000" size="5">&nbsp;<img height="368" src="http://www.funfunkypages.com/cybersex/cybersex.jpg" width="232" style="width: 232px; height: 368px" /><p>Internet Addiction and Internet Sex</p></font></i></b><p align="left"><font size="2" face="Arial">By: <a href="http://www.crisiscounseling.com/ConnerProfile1.htm">Michael G. Conner, Psy.D</a></font></p><br /><font size="3" face="Arial">&nbsp;<p class="style2" style="mso-fareast-font-family: 'times new roman'; mso-ansi-language: en-us; mso-fareast-language: en-us; mso-bidi-language: ar-sa">We are living in exponential times. Over one billion people in the world have access to the Internet. The population of the <ST1:country-region w:st="on"><ST1:place w:st="on">United States</ST1:place></ST1:country-region> in 2006 was 299 million. Approximately 220 million Americans now have access the Internet and 40% have high speed access. Children go to the Internet for information, entertainment, relationships and support. The number of text messages sent each day is greater than the population of the world. If MySpace were a country, the number of registered users would make it the 11<sup>th</sup> largest country. </p><p>Americans are going on-line looking for information, entertainment and relationships. Use of the Internet (also called the Net) has grown faster than any technology in history including the telephone, television, computers, video games and CD players. The Net provides everyday users with primarily the Web, e-mail, instant messaging, live chat and the ability to purchase goods and services on-line.</p></font><center><table cellspacing="1" cellpadding="7" width="474" border="1"><tbody><tr><td valign="top" height="295"><b><p><br/></p><p>&quot;You’ve Got Mail…&quot;</p></b><i>I Don’t Care.</i><b><p>&quot;Do you want to know more?&quot;</p></b><i>Nope!</i><b><p>&quot;Do you want to see a picture of a naked man?&quot;<i> </i></p></b><i>Of course not!!</i><b><p>&quot;Do you want to see a picture of young boy</p><p>having sex with an older woman?&quot;</p></b><i>Not on your life!!!</i><b><p>&quot;Would you like to talk to a beautiful lonely woman on-line</p><p>and see what she looks like?&quot;</p></b><font size="3" face="Arial"></font><i>Never!!!!</i><b><p>&quot;Have you have had sex with someone that you have not had sex with in person?&quot;</p></b><i>How is that possible?</i></td></tr></tbody></table></center><font size="3" face="Arial"><p>People are naturally skeptical when they hear someone say there are problems when using the Internet. Here are several important research facts.</p></font><i><font size="3"><ul><li>Women are now on-line more than men. </li><li>50% of the people on-line lie about their age, weight, job, marital status and gender. </li><li>20% of the people going on-line will experience clear negative impacts to their life. </li><li>Use of the Internet is a contributing factor in nearly 50% of all family, relationship and family problems. </li><li>11% of the people going on-line are becoming compulsive or addicted. </li></ul></font></i><font size="3" face="Arial"><p>How could anything that feels so safe and innocent looking be unhealthy for so many people? Feeling good and not realizing the problem is precisely the problem. People can go anywhere, see almost anything, find out virtually anything, do anything and be anybody they want. They act out in ways that are exciting and they can do without leaving their chair or being with a real person. Accountability, supervision and social consequences are missing in a virtual society.</p><b><p>Problems</p></b><p>The potential problems for new Internet use are significant and may be growing. Nearly 20% of the people going on-line will encounter one or more of the following problems.</p></font><i><font size="3"><ul><li>Personal neglect </li><li>Compulsive checking and &quot;clicking&quot; </li><li>Isolation and avoidance from people </li><li>Lost productivity </li><li>Depression </li><li>Marital problems </li><li>Sexual addiction </li><li>Gambling away savings. </li><li>Internet abuse in the workplace </li><li>Academic failure. </li></ul></font></i><font size="3" face="Arial"><b><p>Are You Compulsive or Addicted To The Net?</p></b><p>Using the Net is not a problem for Internet users who are on-line less than two hours a week. Heavy users are at risk when they are plugged more than 18 hours a week. There is no official diagnosis for an addiction to the Internet. The proposed disorder is called Internet Addiction Disorder (IAD). There is rather exact criteria proposed but it essentially easy to spot a problem. A compulsive and potentially addicted user is on-line more than 10 hours a day in non-work related activity. Answering the question &quot;Am I addicted?&quot; is based on four questions.</p><blockquote><p>You probably have a compulsion if you feel a strong need to get on-line when you should be doing other things in your life. For instance, &quot;Are you forgetting to eat?&quot; Or, &quot;Are you getting up at 3 a.m. in the morning to go to the bathroom and checking your e-mail before you go back to bed?&quot; Checking e-mail at night when no one else is up and for no reason is a compulsion. You may even have early signs of addiction if you feel a need to be on the Internet more and more and feel worse when you stop.</p><b><p>Cyber Society</p></b><p>People go on-line and they are making friends. For many people the Internet is like a private night club or the place where you can find the friends you’ve always wanted. You don’t have to go out and find real people and have an honest relationship. You can stay in your own chair and explore endless activities. You can walk away and come right back. There is always something happening. People will even miss you and ask you to come back. If you embarrass yourself, or people get mad, then you can just change your name, age and marital status and just start over.</p><p>It doesn’t take much in the way of bravery to go into the Net. Once you’re in, a user can go anywhere and see almost anything without social consequences or anyone knowing. As result, the Internet is a fostering uninhibited social and sexual behavior. There are clear impacts on relationships when people become uninhibited, dishonest or secretive in life or on the Net. There is much less honesty, integrity and accountability on the Net than there is at work, in school or in a neighborhood.</p><p>The Internet is now a contributing factor to nearly one half of all marital or family problems. In some cases, relationships are breaking down when a men or woman develops a relationship in cyber society. High levels of Internet use can produce social isolation, loss of real intimacy and depression.</p><p>Men, women and families are going into counseling for relationship problems that are partly or entirely caused compulsive internet use or virtual addictions. Women are filling for divorce claiming that their husbands are having sex on-line or looking at &quot;pornography&quot; for hours every day. Kids stay up all night. Parents stop relating and spend less time raising their children.</p><p>The Internet is not only cutting into social and family time but it is also cutting into work. For some employees the Internet is just part of the job. But up to 70% of employees who have high speed Internet access at work can spend up 1 hour a day involved in non-work related activities. At least 6% of people at work use the Internet more than 6 hours per week for non-work related activities.</p><b><p>Cyber Brain Washing</p></b><p>Knowing what can happen to you, your friends or even your children won’t necessarily help. Heavy users will tell you that the Net will change you. If you spend enough time on-line, the rest of the world starts to look unreal or strange. You may not even notice the change. There is no sure way to know if you will get hooked or how long it can take. Here’s how it happens.</p><p>Prolonged chats on-line and mouse clicking on the Internet will produce what psychologist call a dissociative state. Net users separate from reality and enter cyber reality. Anyone with children has seen how children can watch television for countless hours. Children and even adults watching television long enough will enter a &quot;hypnotic trance.&quot; They &quot;meld&quot; into the television and disconnect from reality. Limited use is a form or healthy recreation or escape. Prolonged and repeated use can create problems.</p><p>People can disappear into a good book or a movie, but there is always an end to a book or a movie. The Internet is especially addictive because the Net is endless, interactive, social and exploding with never ending images and information. The Net offers exciting relationships 24 hours a day all over the world. Before the Internet children and couples stopped working and talking with their friends after dark. Spending the evening together reading, playing games and watching television together was the norm. But not anymore.</p><p>How do people get caught up in the Net? For one thing, human beings are curious. We like to see more and do more. Many of us like to travel. When we can’t travel, we like to read books and go to movies. We like to feel competent and in control. Human beings like to feel better and they don’t like to feel bad. We like to do things that feel good and avoid things that feel worse. We especially like doing pleasurable things more and more. Being on the Internet is not necessarily about having a good time. Being on-line might make you feel better but it might just change how you feel. It can be an escape from reality that isn’t necessarily better for you. For some people, a painful or disgusting fantasy is preferable to a less painful or disgusting reality.</p><p>Have you ever noticed that some people watch television even when there is nothing good to watch. And instead of turning the TV off, they resort to channel switching. The act of switching channels repeatedly is an annoying process that makes the rest of us want to leave the room or take the remote control away from somebody. The Net is a lot like television only the Net is timeless, interactive, challenging and endless.</p><p>Psychologists explain the seduction and addictive nature of the Net primarily in terms of a behavior modification process called a variable reinforcement schedule. That means you don’t know how much of a reward you will get and when for your behavior. A variable reinforcement schedule is the most addictive reward system. Slot machines are designed and operate in the same principle.</p><p>When you keep playing a slot machine, the odds are that you will eventually loose everything. But the human brain loves the possibilities and excitement of &quot;winning&quot; in the moment and it ignores the long term consequences. The occasional win doesn’t make up for the overall loss. People play anyway because the occasional win is highly rewarding for those who play long enough. Some people can walk away and stay away. Other can’t walk away or they always come back.</p><p>The Internet is also more addictive than a slot machine – especially once they begin to master the technology. Playing on the Net can give you self-confidence. A slot machine doesn’t. The most common rewards from a slot machine are those curious noises, spinning pictures and flashing lights. Once in a while a person wins some money.</p><p>Would you believe it, a cable modem is more addictive than a slower dial-up modem. Most people had no patience for the Internet when they had a dial up modem. The rewards were slow and boring. That changed when high speed modems allowed for rapid &quot;clicking&quot; and responses. People with high speed modems are now disappearing into a world where they wait anxiously for the result of the next click. The surprise, shock value and speed in which a person gets these &quot;hits&quot; of information and imagery are the key to creating a compulsion and addiction. Time begins to have no meaning when your next &quot;hit&quot; is just a &quot;click&quot; away. There is no time to think about something else you could or should be doing - unless you are waiting. People don’t think of what else they should be doing and they increasingly find there is always time for one more click and one more chat.</p><p>More than a slot machine, everything on the Internet is an adventure with social opportunities. It can be mildly or tremendously exhilarating. People feel rewarded when they finally figure it out why their software or a web site is not working. Every improvement in your skills including upgrades in software and your access to new and exciting links can produces a mind altering change in your brain chemistry. The most powerful change is called a dopamine rush. Dopamine is a chemical in the brain that controls brain function including decision making, impulsiveness, and it is released when you experience certain stimulation. It can improve your mood, confidence and produce a feeling of pleasure.</p><b><p>Cyber Sex</p></b><p>Men dominated the Net until just recently. Women are on-line more than men now. Men seek out pornography more than women. Women a seeking out relationships. But men and women are using the Internet equally for &quot;cybering&quot; (cyber sex). Cyber sex is defined as the consensual sexual discussion on-line for the purpose of achieving arousal or an orgasm.</p><p>People involved in cyber sex universally minimize the importance and impact of their behavior. They say &quot;It’s was just on-line&quot; or &quot;It’s not real sex.&quot; Patients are telling counselors and therapists that having cyber sex with an adult is not an affair (assuming it really was an adult and not a teenage boy). Marriage and family counselors are no longer asking, &quot;Did you had an affair?&quot; Or, &quot;Did you have sex with someone?&quot; We are now asking &quot;Have you have had sex with someone that you have not had sex with in person?&quot; The bad news is that some teenagers are becoming sexual addicts by the age of 16. The good news is that they are not necessarily having intercourse yet.</p><p>What’s changes people most is their access to sexual content. People would never have access to such a wide range of sexually explicit material without the Internet. They can get it quickly and easily. It’s really easy for children to explore the Net for hours at a time without being caught. The problem is that people become &quot;cross involved&quot; with other content when they are exploring less intense material. There are web sites that are gateways to other more explicit and shocking content. Before long people can end up involved in sexual content that is way beyond their original interest and desire. It eventually becomes sick.</p><p>Many people go on-line to find information. But unfortunately the most perverse human and even human-animal sexual interactions are available on-line. The biggest &quot;rushes&quot; for the severe addicts come from violent sexual cruelties that are available on-line. People tell themselves that can just click and look for a second, but they don’t realize that the trauma and stimulating effects are addictive. The most addictive content is the most shocking that changes your mood quickly. A quick look at graphic violence is a &quot;rush&quot; even if you find it offensive. Normal people can become addicted to disgusting content not because they approve but because it changes and excites their mood. People become excited and disgusted at the same time.</p><p>As people become more comfortable, they begin to disappear and literally live on-line. Some will eventually move from back from the Internet to the real world. Eventually some will start seeking out people for real sex instead of cyber sex. A &quot;danger downloader&quot; is someone who views content that eventually creates a compulsion to explore potentially dangerous behavior in real life. &quot;Danger downloaders&quot; actually go out to fulfill their sexual fantasies with people who have cyber names like &quot;Slave Master&quot;.</p><b><p>Internet Propaganda</p></b><p>People argue that the Internet saves time, but most people are merely spending more time learning how to save less and less time. The end result is that home users are loosing track of time and spending countless hours mastering and playing around with a technology that accomplishes nothing and generate no income. They end up getting behind on work, chores, child care and spending time with real people.</p><p>Internet technology does not add to the quality of life for most people. It provides a sense of mastery especially because the technology is unreliable and it requires people to master a changing technology. It is interesting challenge and often rewarding.</p><p>Did you know that more and more web sites are structured to get you there, keep you there, expose you to advertising and get you to spend money? All kinds of trickery and technology are being used to manipulate people. For instance, WhiteHouse.Com is a pornography site. The real White House web site is at WhiteHouse.Gov. And if you mistype the address of a web site for an airline or famous person you could end up in a web site for sadomasochistic bondage. Even worse, you might find that you are trapped and can’t get out. Backloading is a technique where you can’t get out of pornography web sites once you get in. You eventually realize that you have to shut down your computer, but not until colorful, sexual and even traumatic images are burned into your brain.</p><b><p>The Real World Vs Cyber World</p></b><blockquote><blockquote><i><p>Would you let your child go anywhere and spend time with anyone they wanted?</p><p>Do you want your child working on homework, playing music or shooting baskets with potential friends?</p><p>Do you want your child spending 2 to 4 hours a day on the Internet playing games, looking at pictures, talking with strange people in chat rooms or visiting a &quot;private bedroom&quot; while they pretend to be an adult?</p><p>Would you let your husband go over to the house of a woman you don’t know and spend hours talking about love, sex, his dreams, his frustration and the difficulty raising your children while he lies about his marital status?</p><p>Do you want to meet people on-line when you know that most of that relationship is based on a lie?</p><p>Do you want to work at building a real friendship that could last a lifetime?</p><p>Would you let your child go to the library if a pornography shop was in the back and no adults were watching? Or worse yet, would you let your child go into a pornography shop where adults were watching?</p></i></blockquote></blockquote><p>Psychologists agree than most things in life that have value require effort to accomplish. The Internet is a tool, but not a life. The Internet is a technological challenge, but it is not a real life challenge. It provides users with a sense of mastery in a machine world but not society, work, school or a relationship. The Internet allows for uninhibited social and sexual interactions. The Internet creates a feeling of adventure. It is stimulating and it can easily become shocking. If you need to be certain, go to www.Google.Com and run a search using sexual words. Then be prepared to be shocked at what you, your family and friends can easily find without charge and without verification of age.</p><p>There is no doubt that the Internet is becoming a substitute for an active life. The Internet is socially safe. But does it really help with shyness? You can go anywhere and be anyone you want on the Internet. Overweight people don’t need to become physically active and eat properly, they can pretend they are young, beautiful and buff, and no one will challenge their fantasy. Shy teenager girls and boys can have sex on line without fear of rejection. You can look at anything and talk to anyone you want without your parents, friends or spouse finding out. There is virtually no accountability when you are on-line.</p><p>The research on children is becoming very interesting. It turns out that teenagers are in greater risk that adults. Shy boys and girls in large school are especially vulnerable to having problems. Small schools have a lower incidence of teenage Internet addiction. Shy kids in large schools are withdrawing into their rooms. Some are becoming withdrawn, disturbed, and impatient. A few are becoming a violence risk. It should be no surprise that some teenagers prefer the cyber world and become infuriated and lonely in the real world.</p><p>Children with ADHD are especially vulnerable. The Internet appears to have calming effect and is the perfect escape from distractibility. Instant messaging presents the greatest risk for ADHD teenagers. It is not only becomes compulsive but it puts teens in virtual proximity to adults pretending to be kids.</p><p>Internet use began to cut down on family TV time. But now people are one the Internet while they are watching TV. Chat, E-mail and Instant Messaging have become major forms of entertainment for an older children and teens.</p><b><p>Prevention</p></b><p>The Internet has been designed to be visible and accessible. At present, there is no way to effectively prevent access to inappropriate content nor is there a reliable way to restrict activity. What methods exist can be circumvented by clever children and adults. Fortunately there are a number of ways to control Internet use.</p><p>Businesses have developed the technology to monitor employee Internet use in the work place. Employees are less likely to abuse this resource if they know it is being monitored. Human accountability and social consequences are a major deterrent.</p><p>Another way to create accountability is to place a computer in a public place. Visibility creates social pressure and consequences for actions. People are less likely to view socially objectionable material in public. Signs of compulsive behavior will become apparent to friends, peers or family members when Internet use is public.</p><p>While business has adopted technology to monitor employee use, families do not yet have ready access to such software. There is software to load onto your computer and to your Internet services provider that can monitor and let parents and adults know how their computer is being used.</p><p>Psychological and even physical safety are real concerns since children are connecting to all the information on the planet. Very few parents would not let their child go anywhere anytime and speak to anyone. Likewise, parents should not allow their child to go on-line unless they know where they are going and who they will be with. Leaving a child alone in their room with access to the world is a risky decision.</p><p>You can’t allow yourself to become Internet ignorant if you care about your relationships or family. You need to know what your employees at work and family members are doing. What adults do in their free time is their business. What you employees and children do is another matter. Children under the age of 16 are not ready to drive a car and they are not capable of resisting or understanding the dangers of being on the Internet. Monitoring and supervision is essential.</p><p>Finally, prevention is more likely to be assured if you maintain balance in your life. People go on-line looking for something missing in their life or they become involved in content and relationships on-line that begin to interfere with important routines, responsibilities and relationships. Making a conscious effort and commitment to a balanced life in crucial.</p></blockquote></font><i><font size="3"><ol><li>Do you feel better when you are on-line, chatting, or exploring the Net? </li><li>Are you or have you been spending more and more time on-line? </li><li>Are you on-line when you should being doing something else? </li><li>Have you tried to cut back and don’t?&nbsp; </li></ol> This Blog brought to you by <a href="http://www.mattysgiftshop.com" target="_self">http://www.mattysgiftshop.com</a></font></i><font size="3" face="Arial"></font><hr /><p align="center">copyright 2004 to 2008, Michael G. Conner</p>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/February/cyber.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854625989</id>
<published>2011-02-19T11:30:49-08:00</published>
<updated>2011-02-19T12:13:56-08:00</updated>
<category term='Scams'></category>
<category term='identity theft'></category>
<category term='Fraud'></category>
<category term='credit'></category>
<category term='protection'></category>
<category term='internet security'></category>
<category term='hackers'></category>
<category term='Credit Cards'></category>
<category term='drivers license'></category>
<category term='spam'></category>
<title type='text'><![CDATA[Peek A Boo I See You; Webcam Hacking, A new form of voyeurism]]></title>
<content type='html'><![CDATA[<br /><img height="291" src="http://www.pc1news.com/articles-img/small/Geneal_computer_security..jpg" width="223" style="width: 223px; height: 291px" /><br /><h1>Ohio Man Gets 25 Years For Hacking Into Webcams, Recording Minors </h1><!-- teaser (dek) copy --><strong>A U.S. Attorney calls the Dayton man, who also distributed some of the recordings, a 'high-tech video voyeur.' </strong><br /><br />By Sharon Gaudin, Information Week<br />July 12, 2007 12:40 PM <br /><br /><p>Mark Wayne Miller, 47, of Dayton, had <a href="http://www.usdoj.gov/criminal/cybercrime/millerPlea.htm">pled guilty in January 2006</a> to one count of computer intrusion, as well as to one count of sexual exploitation of children relating to his successful efforts to persuade under-age girls to engage in sexually explicit conduct for him in front of their Webcams. At the time of his arrest, Miller was on probation with the state of Ohio and was a registered sex offender. </p><p>The <a href="http://cincinnati.fbi.gov/doj/pressrel/2007/ci071007a.htm">FBI reported</a> that Miller confirmed in court that he developed sexual relationships with minor-aged girls over the Internet, usually in online chat rooms. Tricking the girls with a fictitious name and a photo of an unknown young male, Miller said he used the &quot;chats&quot; to persuade the girls to engage in sexually explicit conduct in front of active Webcams. </p><p>In other cases, he hacked into the girls' computers to secretly intercept, watch, and record live Webcam footage of them. He distributed some of the recorded Webcam footage to others. </p><p>&quot;Miller was a high-tech video voyeur,&quot; said U.S. Attorney for the Southern District of Ohio Gregory G. Lockhart in a statement. &quot;He would 'phish' for the minors' passwords to a popular Internet portal, then secretly gain access to the minors' Webcam sessions.&quot; </p><p>The FBI reported that Miller's scheme was exposed when one of the girls sent a love letter to the fictitious boy Miller had made up, but she sent it to Miller's former workplace. His former employer read the letter and then found &quot;additional evidence relating to child pornography while cleaning out Miller's work area.&quot; The employer then contacted some of the minors, and then contacted local law enforcement. After that, the FBI was called into the case. </p><p>&quot;All of us, especially parents, must make sure we communicate with our children and let them know of the dangers that exist in the virtual world, as well as teaching them how to be safe on the Internet,&quot; Lockhart said.<br clear="all" /></p>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/February/security.htm'></link>
<author><name>Matthew Luker</name></author>
</entry>
<entry><id>tag:wordpressors.com,2012:sm-9223372036854626024</id>
<published>2011-02-16T16:27:35-08:00</published>
<updated>2011-02-16T16:29:32-08:00</updated>
<category term='preventive maintenance'></category>
<title type='text'><![CDATA[A Clean Computer is a happy Computer.]]></title>
<content type='html'><![CDATA[<br /><img height="291" src="http://cache.gawkerassets.com/assets/images/17/2011/01/0900-clean-computer-title.jpg" width="243" style="width: 243px; height: 291px" /><br /><h1>How to clean your computer</h1><p class="intro">I have a dirty secret. I've never cleaned my computer. Sure, I've dusted my monitor, but I haven't taken off the cover or tried to reach the crumbs lurking inside my keyboard. And I honestly don't know the difference between pressurized air dusters and compressed air cleaners.</p><img class="floatright" title="clean your computer" alt="clean your computer" src="http://www.microsoft.com/global/athome/PublishingImages/setup/69053_145x90_clean_F.jpg" border="0" /> <p>&quot;Your computer could fry if you don't keep it clean,&quot; says Jonathon Millman, chief technology officer for Hooplah Interactive.</p><p>Whether it's a desktop or laptop/notebook computer, dust and lint can clog the cooling vents. This can cause your computer's brain—the central processing unit (CPU)—to heat up. And heat is the biggest cause of component failure in computers. Regular cleaning could save you costly maintenance fees down the road.</p><p>Follow the <a href="http://www.microsoft.com/athome/setup/cleancomputer.aspx#3" target="_self">five simple steps</a> in the cleanup and maintenance routine below to keep your computer and accessories looking shiny and new. It's an easy, do-it-yourself solution to help them run smoothly and last longer.</p><a id="1"></a><div><h2>Not what you were looking for?</h2><p>Are you trying to <span class="goog_qs-tidbit-0">clean up your computer </span>in the antivirus software sense? <a href="http://www.microsoft.com/security/malwareremove/default.aspx" target="_blank">This guide on the Microsoft Security website</a> provides instructions, a free safety scan, and a malicious software removal tool you can download. Or, if you're trying to find tips on cleaning out system clutter and unwanted files to make your programs run faster, you may find these articles helpful: <a href="http://www.microsoft.com/athome/setup/maintenance.aspx" target="_self">Speed up your PC: Automate your computer maintenance schedule</a>, <a href="http://www.microsoft.com/athome/setup/optimize.aspx" target="_self">Optimize your computer for peak performance</a>, and <a href="http://www.microsoft.com/athome/setup/cleansweep.aspx" target="_self">How to delete programs you no longer need</a>. </p><hr class="clear" /></div><a id="2"></a><div><a name="link0001"></a><h2>Preparation</h2><p>You'll need:</p><ul><li><p>Standard (flat-tip) and/or Phillips screwdriver</p></li><li><p>Can of compressed air (available from computer dealers or office-supply stores)</p></li><li><p>Cotton swabs (do not use a cotton ball)</p></li><li><p>Rubbing alcohol</p></li><li><p>Soft, lint-free cloths, paper towels, or anti-static cloths</p></li><li><p>Water</p></li><li><p>Safety glasses (optional)</p></li></ul><p><strong>Important:</strong> Always turn your computer off and disconnect it from the power source before you begin any of these steps.</p><hr class="clear" /></div><a id="3"></a><div><h2>Step 1: Inside the case</h2><p>If you see dust or other debris accumulating around the vents of your desktop or laptop, you can bet there's more inside—and it's only going to cause trouble. To remove it, you'll need to open the case. That may sound more intimidating than it really is. Before you begin, of course, <strong>make sure the computer is turned off and disconnected from the power source.</strong></p><p>One more consideration: Manufacturers' policies vary, but, in some cases, opening your computer case may void your warranty. You may even encounter a warning sticker on the case. Review your warranty terms before continuing.</p><ul><li><p><strong>For desktop computers.</strong> Desktop computer manufacturers employ a variety of fastening mechanisms to secure the case. Face the back panel: Modern cases typically use two or more small knobs that you can turn by hand, or buttons that you press in, to release a side panel or the entire shell of the case. Others may require you to remove two or more slotted or Phillips screws. If in doubt, consult your owner's manual for specific instructions.</p></li><li><p><strong>For laptop and notebook computers.</strong> Set the computer upside down on a table or other stable surface. (You may want to place a towel or paper under the computer to prevent scratches and scuffs.) Remove the battery. On most laptops, the vents on the underside will be grouped on a removable panel, secured to the case with several screws. Typically, these are very small Phillips-type screws, which may be of different lengths. Remove them, and be sure to keep track of which goes where.</p></li></ul><p>After you're inside either your desktop or laptop, touch as little as possible inside the computer—keep your fingers away from cards and cords. Look for any dust bunnies or other bits of fluff in the nooks and crannies. Pick these out carefully with tweezers or a cotton swab. Blow compressed air around all of the components and along the bottom of the case, keeping the nozzle at least four inches away from the machine. Blow air into the power supply box and into the fan.</p><p>Try to aim the stream of pressurized air in such a way that it blows debris out of and away from crevices and recesses, rather than driving it deeper in. Safety glasses are a good idea, too, to keep the flying dust out of your eyes.</p><p>Take particular care when blowing the delicate fans. Overspinning them with excessive pressure can crack a blade or damage the bearings. Position the compressed air can well away, and use short bursts of air rather than a steady blast. As a precaution, you might also carefully immobilize the fan blades with your fingertip or a cotton swab while using the air can.</p><p>Lastly, blow air into the floppy disk, CD or DVD drives, and I/O ports—but again, not too aggressively. Wipe the inside of the cover with a lightly moistened cloth, and dry it before replacing it.</p><p>Millman recommends doing this every three months if your case sits on the floor, if you have pets that shed, or if you smoke. Otherwise, every six to eight months is fine.</p><hr class="clear" /></div><a id="4"></a><div><h2>Step 2: Outside the case</h2><p>Run a cotton swab dipped in rubbing alcohol around all of the openings on the outside of your case. Give them one swipe with the damp end of the swab and one swipe with the dry end. Do this as often as you clean the inside of your computer.</p><hr class="clear" /></div><a id="5"></a><div><h2>Step 3: Keyboard</h2><p>Turn the keyboard upside down and gently shake it. Most of the crumbs and dust will fall out. Take a can of compressed air and blow into and around the keys. Next, take a cotton swab and dip it in rubbing alcohol. It should be damp, but not dripping wet. Run the cotton swab around the outside of each key. Rub the tops of the keys. Don't be stingy with the swabs. Discard them when they start to get dirty, and switch to a fresh one. If you have a laptop, follow the same procedure but take extra care with your machine—treat it as gently as you would a carton of fresh eggs. If your laptop has a touchpad, use the damp swap to wipe it clean, as well. Do this keyboard cleanup monthly.</p><p>It's tempting to use a vacuum cleaner to suck the debris out of the keyboard and other parts of the computer, but technicians warn that it can create a static electrical charge that can actually damage the computer's sensitive electronics.</p><h3>Worried about spills?</h3><p>If a spill happens, immediately turn off your computer, disconnect the keyboard, and flip it over. While the keyboard is upside down, blot the keys with a paper towel, blow compressed air between the keys, and leave it to air dry overnight. Check to ensure that all traces of moisture have evaporated before using the keyboard again. Laptop spills need more attention because liquid can easily penetrate the keyboard and damage internal parts. For laptop spills, immediately turn off the computer and remove any external power source and other items plugged into it. Turn the laptop over, remove the battery, and then bring it to your nearest repair center to check for internal damage. Simply blowing compressed air into the keyboard and letting your computer air dry upside down overnight aren't enough, because liquids can sit inside a laptop for days.</p><p>For all spills, be aware that anything other than plain water may cause severe damage, and never attempt to dry a keyboard or laptop in a microwave or conventional oven.</p><hr class="clear" /></div><a id="6"></a><div><h2>Step 4: Mouse</h2><p>Disconnect the mouse from your computer. Rub the top and bottom of your mouse with a paper towel dipped in rubbing alcohol. Scrape hard-to-remove grime with your fingernail. If you have an optical mouse, ensure that no lint or other debris obscures the light-emitting lens on the underside of the mouse.</p><p>If you use a mechanical mouse, open the underside of the mouse and remove the ball. (In most cases, you simply need to rotate the plastic ring encircling the ball one-quarter turn counterclockwise.) Wash the ball with water, and let it air dry. To clean inside a mechanical mouse, dip a cotton swab in rubbing alcohol and rub all of the interior components, paying particular attention to the little rollers, where gunk tends to collect. Finally, blow compressed air into the opening and ensure that the interior is dry. Replace the ball and the cover.</p><p>Clean your mouse monthly.</p><hr class="clear" /></div><a id="7"></a><div><h2>Step 5: Monitor</h2><p>For liquid-crystal display (LCD) laptop and flat-panel monitor screens, slightly moisten a soft, lint-free cloth with plain water. Microfiber cloths are excellent for this purpose. Avoid using paper towels, which can scratch monitor surfaces. Don't spray liquid directly onto the screen—spray the cloth instead. Wipe the screen gently to remove dust and fingerprints. You can also buy monitor cleaning products at computer-supply stores.</p><p>For glass CRT (television-style) monitors, use an ordinary household glass cleaning solution. Unless your manufacturer recommends differently, don't use alcohol or ammonia-based cleaners on your monitor, as these can damage anti-glare coatings. And never try to open the housing of a CRT monitor. Capacitors within can hold a dangerous electrical charge—even after the monitor has been unplugged.</p><p>Clean the monitor weekly. Finally, make sure that everything is dry before you plug your computer back in. </p><hr class="clear" /></div><p><em>Article adapted from an original article written by Alyson Munroe</em>. </p><p>This article brought to you by<a href="http://www.mattysgiftshop.com" target="_self">http://www.mattysgiftshop.com</a></p>]]></content>
<link rel='self' type='txt/html' href='http://www.onlinesecurityandtrust.com/2011/February/computer.htm'></link>
<author><name>Matthew Luker</name></author>
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